Thursday, June 09, 2005

Welcome New Chapters

Any group effort is certainly more meaningful compared to the work done by a handful. PEP Coalition knows that it cannot do it alone and thrives on the passion and commitment of a multitude of concerned parents.

The networking team has been busy in terms of coordination and we are welcoming the new members. While we are at it, we thought we'd link photographs depicting the tourist attractions of each chapter...



BACOLOD CHAPTER : CRISPIN CHUA



DAVAO CHAPTER : BEN BALDOZA

159 Comments:

At Thursday, June 09, 2005 4:42:00 PM, Anonymous Anonymous said...

Whether Pacific Plans, Inc.’s Traditional Education Plan product design is flawed or its past or current management failed in its investments, or the spin-off was the most logical thing to do to protect the other 400,000 plan holders, WHATSOEVER, we, the open ended education plan holders, have all the right to demand the full schedule of benefits for our children’s tuition expenses at whatever cost at the time of need. Not at year 2010. This is not an issue between the agents who sold it to us and ourselves. This is not an issue on the fate of the PPI agents who oppose our views and fear for the loss of their future income brought about by our bold step in forming the coalition. This is not an issue between open ended plan holders and fixed plan holders. This is not an issue between the new or old set of employees of PPI and us. This is an issue between Alfonso Yuchengco, the owner of PPI and us. We bought these plans. We stuck by our obligations. We paid these plans in full. Mr. Alfonso Yuchengco is liable not to the coalition but to all of us. All thirty four thousand of us, plan holders with CERTIFICATES OF FULL PAYMENT.

 
At Thursday, June 09, 2005 5:35:00 PM, Blogger SunTzu said...

Hey MJC
What do you care if we are few or many?

Why bother trying to intimidate the planholders?

Shooo Shoo and go with the other BowWows....

Oh I see you and your masters are soo hurt that Lifetime is no more... well who made the booboo in the first place.

And even if we were a FEW TEN THIRTY THOUSAND, we have made YGC hurt soooo bad to spawn BowWows like you.

 
At Thursday, June 09, 2005 5:59:00 PM, Anonymous Anonymous said...

"And even if we were a FEW TEN THIRTY THOUSAND, we have made YGC hurt soooo bad to spawn BowWows like you."

YOU AREN'T EVEN A HALF OF A THOUSAND. ALL HOT AIR NO SUBSTANCE. SABAGAY, WHAT DO YOU EXPECT FROM A COALITION KUNO THAT THRIVES ON PUBLICITY.

 
At Thursday, June 09, 2005 6:00:00 PM, Anonymous Anonymous said...

This comment has been removed by a blog administrator.

 
At Thursday, June 09, 2005 6:04:00 PM, Anonymous bmw said...

"Any group effort is certainly more meaningful compared to the work done by a handful. PEP Coalition knows that it cannot do it alone and thrives on the passion and commitment of a multitude of concerned parents."

Should read...

"Any group effort is certainly more meaningful compared to the work done by a handful. PEP Coalition knows that it cannot do it alone thus it has to seek assistance from other groups to project a multitude of concerned parents and aggrieved individuals."

 
At Thursday, June 09, 2005 6:38:00 PM, Anonymous Anonymous said...

In terms of numbers, we are only 4-digit strong.

But in terms of deposits withdrawn from YGC's unibank, it has reached the 11-digit level.

It's now very clear who's winning in the COURT OF PUBLIC OPINION!

 
At Thursday, June 09, 2005 7:23:00 PM, Anonymous pikachu said...

It's so funny that there are more YGC Hackers/UTO UTO NG MGA YUCHEATCOS each day. And I thought that it was only KIT. But apparently there are more entering our blogsite. Im just wondering why they don't stay in their site, i forgot their web address because its like a mile long. I guess they can't stand their own kind that's why they want to come over and try having some intelligent discussions with us. Poor hackers, desperado na sila and as i said, they are just looking for a shoulder to cry on. Well, fellow coalition members, if you want to go on giving those guys/gals/gays the benefit of your rebuttal cause I guess you find it amusing and like my reason was to hone my writing skills & debate then go on as I guess we need clowns like them to "enlighten" our day. Isn't that their favorite word? This is good therapy after a hectic day at work.HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA!!!!!!!!!!!

 
At Thursday, June 09, 2005 7:33:00 PM, Anonymous Anonymous said...

Below is the true computation of a trust fund at 11% net compounded / annum. It is base on the testimony of Mr. Vasquez, president of the Phil. Pre-need Ass. which he stated in a recent senate investigation on the % of payments place on the trust fund. 5% 1st year, 20% 2nd year, 70% 3rd – 5th year. Certainly Mr. Vasquez credibility is beyond doubt compared to a person named Kit who only uses figures in his own imagination to fool himself. His true identity has revealed himself as non other than a paid PR of the Yuchengco and certainly not a plan-holder that he would want us to believe. To simplify everything I’m using annual payment.

Let CE= Commissions/Expenses
Let CO = Cash out
Let PI = Principal + Interest
Let TF = Trust fund

11%

CO CE TF PI
year 1 10,000 9,500 500 555.
Year 2 10,000 8,000 2,555 2,836.
Year 3 10,000 3,000 9,836 10,918
Year 4 10,000 3,000 17,918 19,888
Year 5 10,000 3,000 26,888 29,846
Year 6 29,846 33,129
Year 7 33,129 36,774
Year 8 36,774 40,819
Year 9 40,819 45,309
Year 10 45,309 50,293

By the way this was done by my incoming grade 7 son. As you can see his math is much better than Kit. She bought a pension plan from Pacific with more or less 50,000 payout payable quarterly in 5 years. On the 10th year she is suppose to receive 100,000. Using this table just proves to everyone that even the fix value pension plan of my wife is also at risk. Nobody knows what’s in store for fix value plans once Pacific has gotten rid of complaining trad plan holders.

To Kit, don’t bother to respond for you’re a fake. Let us not bother with this pest anymore. As others have said just allow him to continue posting in our site since that was what he was hired for by the Yuchengco’s.

To fix plan holders, How sure are we that Lifetime will not do the same to us.

 
At Thursday, June 09, 2005 7:34:00 PM, Anonymous Vicente said...

It looks like the pro-YGC losers are back. Maybe because nothing new is happening in their own blog, which has been eerily quiet for about a week now. I wonder why.

To the pro-YGC losers: We may not yet count in the several thousands you think are necessary for this fight but we are certainly far more than the Yuchengcos and THEIR cohorts put together, including their mercenary PR spin doctors and lawyers. You pro-YGC losers may think that this fight is just about money. Money alone has never moved anything worthwhile in this world. That is where you are very, very wrong. That is just greed. We are more passionate about this fight because what is at stake for us is our children's future. If you were to look deep into your hearts and were to imagine yourselves to be in our position, maybe you can begin to understand why we are fighting this fight. But, if you feel you must take your pea-shooter potshots at us, go right ahead. Do your worst. See if we care.

 
At Thursday, June 09, 2005 7:41:00 PM, Anonymous Anonymous said...

to those anti-coalition:

enlighten my a..!
why do you keep on critizing the coalition? do you have any concrete plan to help the people to make YGC honor what's in the contract? at least with coalition, my wife and I can have a peace of mind due to the fact that there is a group ready to fight till the end for what is right. now if you believe in what you are fighting for, e di sige you fight for it but do not bother us. me mga plano ba kayong tulungan ang mga OFW na naghirap magbayad ng educational plan para sa mga anak nila? kung mang-gugulo lang kayo sa blogsite na 'to eh guluhin nyo na lang ang pamilya nyo.
kaawaan sana kayo ni bathala!!!!

 
At Thursday, June 09, 2005 11:56:00 PM, Anonymous Anonymous said...

Wag na kayo magalit kay Kit. Alam niyo yang si Kit ay isang empleyado lamang sa YGC. Ang assignment niya ay tingnan kung hanggang saan ang coalition kakagat sa mga ibabato nilang mga counter offers sa atin. Si mjc naman, sabi niyo iilan lang tayo at napakadami nilang sumasangayon sa 7% sa 2010. E di gumawa kayo ng pro2010 coalition at magmakaawa kayo kay Yuch na tuparin niya sa inyo ang pagbigay sa 2010 at 7% interest. Tapos, kaming kakaunti lamang (pathetic few di ba?)ang bilang, as per contract. Naku, siguradong masisiyahan si Pareng Al!!!!! Masaya si Al, masaya kami, at ang pinakamahalaga, masaya kayo!!!!! Hero pa kayo sa mata ni Pareng Al!!!!

 
At Friday, June 10, 2005 1:10:00 AM, Anonymous Anonymous said...

People who are paid to go against what is right are no better than prostitutes who sell their body for money’s sake. But prostitutes should be pitied because they are forced to sacrifice their body for the noble cause of survival, in which we should pray for them. For the paid hacks of the yucheongos, the likes of conrado tatlong banal, who is trying hard to write like Conrado de Quiros makes your stomach turn. Napaka baduy this banal! Remember his write-up titled “ SEC it to me, baby!” in his Breaktime column? It’s a classic piece of bulls..t. Typical ac/dc journalism (attack n collect/defend n collect). Reading his piece shows how biased he is against the plan holder’s predicament. He’s not even careful in his choice of words, “despite the awful problem of preneed companies over those “open-ended educational plans…” “those noisy plan holders”, makes you realized that this people really exist in real life. I have nothing against gays but this kind of banal is the worst kind I’ve ever seen. He’s a disgrace to the gay community. My apology to the gay society. Mr/Ms ac/dc Banal lll, even if you multiply your surname a thousand times or as many times in pesos that you get paid in this project, you can’t fool us all the time. But don’t you worry I’ll pray for your soul for you don’t know the suffering of all the parents and their children in this “syndicated swindling” that has happened to our family. My family will also pray to the families of the Yuchengcos that they realized that “Money is not part of who you are. You didn’t bring it with you at birth, nor will you take it with you at death. “Have money work for you and make it contribute to your life and others. See money for what it is, but no more. Don’t let money take over your whole life, because money is fickle. Keep an indifferent attitude toward it. (chin-ning chu)

 
At Friday, June 10, 2005 9:57:00 AM, Blogger SunTzu said...

To Anonymous
"YOU AREN'T EVEN A HALF OF A THOUSAND. ALL HOT AIR NO SUBSTANCE. SABAGAY, WHAT DO YOU EXPECT FROM A COALITION KUNO THAT THRIVES ON PUBLICITY."

Well if we do thrive on publicity, it is because its worth talking about the truth. And if it was all hot air, why are the YGC sales in all companies hurting so bad? Why are the deposits flowing out of RCBC? And who paid all the journalists to air their side of the story? Your bosses/masters who are paying you.
Putz!


"Intimidate? Who's intimidating who anyway? With goons heading your coalition together with your cohorts in SEC, who's intimidating who anyway!"

Hahaha well as they say it takes one to know one hahaha. In any case our "goons" are winning over your "goons" - isnt your license the one that was revoked? tsk tsk

Gee this is fun!

 
At Friday, June 10, 2005 10:26:00 AM, Anonymous Anonymous said...

Final word: Rememeber, argue IN PROMOTION of the cause of the coalition. Debate and present arguments IN PROMOTION of the cause.

Simple lang. Madaling tandaan. Logical. Walang paraang baluktutin.

Observe all the negative posts. Ibasura. Or have fun with them, paglaruan. Anyway, they have no serious business being in this blogsite.

So all PPI/YGC hackers, be forewarned.

 
At Friday, June 10, 2005 10:46:00 AM, Anonymous Anonymous said...

I just notice that the posts are getting harder and less interesting and helpful to read. Too much trash.

 
At Friday, June 10, 2005 11:20:00 AM, Anonymous Anonymous said...

It does not matter whether we are ten or ten thousand. A crime is a crime, regardless of how many your victims are.

Did you ever take up Logic and Reasoning in high school? They teach that now, you know. Maybe you should go back to school.

 
At Friday, June 10, 2005 11:50:00 AM, Anonymous Anonymous said...

TO; ALL PEP COALITION MEMBERS

The SENATE COMMITTEE ON TRADE AND COMMERCE will start hearing the case of CAP and PPI on tuesday, June 14, 2005 1pm. Hearing is open to the public.

FYI also, CONGRESSIONAL hearing started June 8, 2005.

 
At Friday, June 10, 2005 12:04:00 PM, Anonymous Anonymous said...

The Senate hearing tackling the pre-need industry will be on Tuesday, June 14, at 1pm. Room to be announced later. This is open to the public so we need to show our force again. DO NOT WEAR THE COALITION SHIRT. Please wear black shirt and pin.

 
At Friday, June 10, 2005 12:19:00 PM, Anonymous Anonymous said...

THIS WAS TAKEN FROM THE OTHER SECTION WHERE A CERTAIN "KIT" MADE ACCUSATIONS AGAINST THE COALITION.

It goes...

In as much as I would not want to comment on Kit's postings, I just have to as I am with the core group.

-------------------------------

"Let me create a few baseless accusations(create an environment of doubt,coalition style):

1) You want Judge Barza inhibit himself because the Judge that will take over has been paid by Coalition."

==> COMMENT - Please! Aren't you talking about your "idols", the Yuchengcos? Don't generalize. We are not like them.

"2) Posters in your site is being paid by the coalition. Fees/donations to the coalition are being used for this."

==> COMMENT - Huh? Posters in the site are FREE.

"3) Big sums of individual contributions have been donated by unidentified parties. These contributions come from competitors and business rivals of YGC."

==> COMMENT - You must be hallucinating! What big contributions are you talking about? The coalition has received a few donations only and meager amounts of P1000 to P5000 only. I don't consider these "big sums" of contribution. If the coalition has much money, we would have advertised in newspapers. But have we done this? NO. We are just depending on this blog, our egroup and the human network like text. If you have some basis, who are these big contributors?

"4) Posters who encourage downing YGC are competitors of YGC who have infiltrated the coalition. This is the reason why Coalition's focus is bringing down YGC."

==> COMMENT - What the coalition has been "exposing" about the Yuchengcos have factual basis. In fact, a number of the materials come from the YGC people themselves. Why do you think they did this? Simply because they could not "stomache" what their bosses did, especially Hell-en DEE-monyo.

"5) Coalition leaders main mission is to money through the coalition by charging membership fees and skimming donation money. This is easily done because there are no audit controls on collections."

==> COMMENT - Again, are you talking about the coalition or the YGC? The logic of what you said was the exact scheme of YGC in PPI. They earned a lot from the TRAD plans. In fact, inside info says that PPI was the "milking cow" (perhaps next to the bank) of the YGC in the 90's. They diverted money from PPI to the other YGC companies. Don't DARE ask me if I have proof? I will throw back the question to you. What is your basis in saying that the coalition leaders mission is to get money via the membership fees/donations? The coalition fund is mainly used for office and logistics expenses. YOU JUST DON'T KNOW THE SACRIFICES AND EXPENSES THAT THE LEADERS BEAR AND ABSORB JUST TO FIGHT FOR OUR CAUSE.


THE COALITION CAN "OPEN ITS RECORDS" TO ANYONE WHO WANTS TO AUDIT ITS FINANCIALS. We have nothing to hide. Can your "idols" do the same? I don't think so.

=================================

"I come to this blog to learn more about your arguments in the hope that I will believe in your cause. Unfortunately, it has become the opposite as I am more certain now that this Coalition is all noise with no "meat". Until you come up with more sensible arguments, I will be out of here. Go out and celebrate as you chant your cries of injustice,creation of illogical arguments by ommission of data,and creation of an environment of doubt, without anyone questioning you about anything."

1. Kit, be true to yourself. No way will you ever believe in our CAUSE.

2. Since you are CERTAIN that you will not learn anything from this blogsite and that we have no "meat", then, why are you still wasting your time going through our comments?

3. I'm now telling you that we will NEVER come up with any sensible arguments. So please HONOR YOUR WORD..GET OUT OF HERE!!! Or are you like your "idols" who can't keep their word???

 
At Friday, June 10, 2005 12:51:00 PM, Anonymous Anonymous said...

To fix plan holders, How sure are we that Lifetime will not do the same to us.

We are sure of our plan UNTIL YOU CAME INTO THE PICTURE.

 
At Friday, June 10, 2005 12:53:00 PM, Anonymous Anonymous said...

why are the YGC sales in all companies hurting so bad?

Ha? Look also into other companies, Its not YGC only. Dumbass

 
At Friday, June 10, 2005 12:56:00 PM, Anonymous Anonymous said...

TO THOSE QUESTIONING BANAL, WHY NOT MARENG WINNIE WHO ESPOUSED THE SAME?

You only made it known once but for Banal, you keep on repeating. What gives? Is it because you can't afford Mareng Winnie to prick your balloon of hot air?

 
At Friday, June 10, 2005 1:03:00 PM, Anonymous Anonymous said...

This guy kit will stick like hell in our blogsite since its his job to do so. Thats where his 'meat' is coming from and the only meat he will understand, the 'meat' that was taken by the yucheongos from the ppi scam that they feast on. As for kit, his 'meat' are the 'kaning baboy' or spare that yucheongo can afford to feed to his family. Pity kit 'cause its the only means of survival that his capable of doing for now in this cruel country of ours. Survival mode sila kit at tatlong banal, and other media group. We can only pray for them and may their souls be save on judgementday.

 
At Friday, June 10, 2005 1:05:00 PM, Anonymous Anonymous said...

Anonymous said...
In terms of numbers, we are only 4-digit strong.

NO! You didn't even reach a thousand.

But in terms of deposits withdrawn from YGC's unibank, it has reached the 11-digit level.

Your true color is showing! Being funded by competitors trying to strike on YGC instead of PPI.

Let us see who will benefit in the end. Your 4-digit or the 11-digit?
You did not even mention PPI which should be the one being discussed here.

OBVIOUS NA COMPETITOR KA PARE.

 
At Friday, June 10, 2005 2:29:00 PM, Anonymous Anonymous said...

"Being funded by competitors trying to strike on YGC instead of PPI. "

- Bobs talaga tong taong to. Engsy mag rason. A failure of a big player in the financial services industry affects the whole industry. Obviously, another big bank or pre-need or ins, co. would not want that. His motives are obvious - manggulo at manglinlang tulad ng amo niya.

 
At Friday, June 10, 2005 2:52:00 PM, Anonymous Dean said...

For all those who do not agree with the stand of the coalition, why are you wasting your time posting here?

I think you find us so interesting that you cannot resist the temptation of opening this site.

Or you are simply someone who wants to see how strong or how weak we are, so you'll know how to hit us.

Someone above said his/ her fixed plan was okey until we (trad planholders) came into the picture. How greedy can you be? In the first place, we traditional planholders were there first before fixed plans were developed.

We are fighting that we get the benefits according to what we paid for. That's all. We have nothing against fixed plans.

 
At Friday, June 10, 2005 3:10:00 PM, Anonymous Anonymous said...

PICCIO's LONG TERM PLAN:


GOAL: TO BE A CONGRESSMAN THROUGH THE PARTY LIST SYSTEM (2007)

NEED: 2% of 35M = 700,000 Supporters
Campaign FUnds
Publicity

STRATEGY:

1) Problem: PEP COalition has limited planholders in Pacific Plans
Solution: Expand coalition to include CAP, and other pre-need companies since CAP alone has 700,000 planholders. Expand later to become a consumer rights advocacy group that tackles all consumer's complaints.

Notice that some of his expansion goals are already being written up(uniting with other planholders of other pre-need companies)

DO you think this will benefit planholders? No way, as CAP doesn't even have money to return to planholders. Dealing with CAP is totally different from dealing with LLPI.


2) Problem: Need to raise Election Money
Solution: Raise money through donation and membership fees.

PPI- 1000 * P300 = 300,000
200 *P5,000 = 1,000,000

OTHERS - 200,000 * P300 = 60,000,000
2,000 * P5,000 = 10,000,000
----------
71,300,000

He needs to expand his reach to get more funds. Imagine P300 from 200,000 "victim" amounts to P60,000,000. More than enough for his campaign kitty and "expenses".


3) Problem: Publicity
Solution: Make rounds in Senate,congress,and media. DOn't forget to make a scene in all venues to be remembered,


Watch Piccio these next few weeks as he tries to get other supposed "pre-need victims of injustice" under PEP's umbrella. When this happens, you don't even have to wonder why.

Also, From an article:

Angara was confronted after the committee' hearing by the president of the Parents Enabling Parents (PEP) coalition, a 36,000-strong organizations that is fighting the Yuchengco-owned PPI. "

Ang galing niyo rin mag-misrepresent,36,000???! Wala pa kayo isang libo, minultiply niyo pa by 36.

 
At Friday, June 10, 2005 3:11:00 PM, Anonymous Anonymous said...

"I think you find us so interesting that you cannot resist the temptation of opening this site."

INTERESTING? FUNNY WOULD BE THE APPROPRIATE WORD.

 
At Friday, June 10, 2005 3:22:00 PM, Anonymous bmw said...

DEAN SAID:

"Someone above said his/ her fixed plan was okey until we (trad planholders) came into the picture. How greedy can you be? In the first place, we traditional planholders were there first before fixed plans were developed.

"In the first place, we traditional planholders were there first before fixed plans were developed."

GREEDY? hindi kami greedy. who's taking the share of our educational planS anyway with their HUGE AVAILMENTS AND CONTINUE TO DO SO DESPITE THE CURRENT SITUATION?

 
At Friday, June 10, 2005 3:25:00 PM, Anonymous mjc said...

"Bobs talaga tong taong to. Engsy mag rason. A failure of a big player in the financial services industry affects the whole industry. Obviously, another big bank or pre-need or ins, co. would not want that."

Ewan ko kung sino ang BOBS talaga! Any market share less from the YGC will be up for grabs for the competitors. WAKE UP FROM YOUR DELUSIONS, OBOBS!

 
At Friday, June 10, 2005 3:28:00 PM, Anonymous Anonymous said...

to the one who posted the above message:

do you think YGC have the moral rights to be in the pre-need industry? especially how they robbed the plan holder with their rights to send their kids to school as stated in the contract?

 
At Friday, June 10, 2005 3:29:00 PM, Anonymous Anonymous said...

If you are pro-rehab then good go to PPI office, submit your name and wait for 2010. Tapos!!! And get out of here!!!

 
At Friday, June 10, 2005 3:31:00 PM, Anonymous Anonymous said...

Ganun naman pala wala pa kaming isang libo e bakit kayo nangangatog sa takot... okay lang yun maliit man nakakapuwing din

 
At Friday, June 10, 2005 3:35:00 PM, Anonymous Anonymous said...

maliit man ang coalition pero kung kapit-bisig naman eh mas matindi kesa sa malaki na puro hangin naman! yung mga pro-rehab na nanggugulo, siguro mas mabuti kung mag pa rehab ka na lang sa basement ng makati med!

 
At Friday, June 10, 2005 3:38:00 PM, Anonymous Anonymous said...

WAG NIYONG PANSININ ANG MGA NANGGUGULO. DADATING ANG ARAW PAGPIPILITAN NIYANG MGA YAN NA ANG PLAN HOLDERS ANG MAY UTANG SA PPI.

 
At Friday, June 10, 2005 3:56:00 PM, Anonymous Anonymous said...

tama! isa pa leave them the burden of proving that they handled our money properly. wag kayo kakagat pag humihingi sila ng pruweba kung may mga investments na makakamatch sa mga obligation nila ngayon. kung di nila nakaya....e di ibilanggo!!!!!

 
At Friday, June 10, 2005 3:56:00 PM, Anonymous mjc said...

"do you think YGC have the moral rights to be in the pre-need industry? especially how they robbed the plan holder with their rights to send their kids to school as stated in the contract?"

ROBBED? Naive? Ignorant more like it. You still could not or really don't like to understand the issue of rehabilitation.

 
At Friday, June 10, 2005 3:58:00 PM, Anonymous Anonymous said...

"Ganun naman pala wala pa kaming isang libo e bakit kayo nangangatog sa takot... okay lang yun maliit man nakakapuwing din "

NANGAGATOG? Kami? Baka kayo kasi alam nyong sa publicity lang kayo malakas. Sa issues, wala!

 
At Friday, June 10, 2005 4:00:00 PM, Anonymous aloysius said...

"maliit man ang coalition pero kung kapit-bisig naman eh mas matindi kesa sa malaki na puro hangin naman! yung mga pro-rehab na nanggugulo, siguro mas mabuti kung mag pa rehab ka na lang sa basement ng makati med! "


Maliit? Talaga! Kapit-Bisig? I doubt! Kaya nga kayo humihingi ng suporta sa ibang grupo kasi kokonti lang kayo.

Rehab sa basement? ALAM NA ALAM! Pare, ilang ulit ka dun? O until ngayon regular customer ka pa rin dun>

 
At Friday, June 10, 2005 4:02:00 PM, Anonymous non-ex said...

"wag kayo kakagat pag humihingi sila ng pruweba kung may mga investments na makakamatch sa mga obligation nila ngayon."

DI TALAGA KAKAGAT KASI WALA KAYONG MAIPAPAKITA. PURE PUBLICITIES LANG KAYO. YOU KNOW, LAHAT NG SINASABI NYO WON'T STAND IN COURT KAYA DITO KAYO NAGIINGAY!

 
At Friday, June 10, 2005 4:15:00 PM, Anonymous Joe said...

aloysius, bmw, mjc at iba pang mga pro-rehab:

Bakit nandito na naman kayo? Di ba pinagyabang ninyo na magkakaroon kayo ng sarili ninyong blog? Ngayong mayroon na noon, bumalik pa kayo rito. Kasi wala nang pumapansin sa inyo doon, ano? Wala na kayong masabi doon, ano? Panay intriga na lang ang kaya ninyong masabi, ano? Halatang-halata naman 'yan ginagawa ninyo. Mababaw. Walang kabuluhan. Salitang pangkalye. Sino ang susunod sa inyo kung 'yan ang pinakamagaling na kaya ninyo ipakita? Mabuti pa na bumalik na kayo sa blog ninyo at doon kayo magsabi na idol ninyo si AY, at siya ang pinakamagaling na amo at anu-ano pang gusto ninyong sabihin.

 
At Friday, June 10, 2005 4:17:00 PM, Anonymous DEAN said...

Hey bmw, we didn't create the values that we would be getting after paying for the plans pacific sold.pacific did. We are fighting for what we paid for, not more not less. We are fighting for the benefits according to the business plan pacific designed. We have anchored our plans for our children according to the benefit pacific offered in its contract in relation to the price they asked. We paid, and paid in full, painfully. But we persisited paying so we have peace of mind that our children will get the education we planned for them. The plan for the future of our children was all set until pacific destroyed our dreams.

bmw, maybe you have no dreams broken by this problem we are currently experiencing. I don't know about your life situation. I have changed courses in relation to my original plan. My high school sons are also now feeling some insecurity because of the uncertainty regarding the tuition fees for college next school year. But, you see, we all have to face reality that some entities you once trusted to be your financial partners ( after you have p[aid the price they asked), when the time comes will renege on their obligattion to you.

You seem like a person who has so much money. But we, after having prepared for the education of our children 14 years ago, feel very hurt at the actions of this family who owns pacific whom you seem to favor so much.

And, by the way, we are not asking for HUGE availments. We paid HUGE too. 14 years ago. If we compound what we paid 14 years ago, we are not benefitting excessively today.

We simply want what's rightfully ours, bmw. We are simply fighting for what's rightfully for our children's future.

You, too, seem to be a person with no heart.COLD.

 
At Friday, June 10, 2005 4:20:00 PM, Anonymous DEAN said...

And, by the way bmw, if you're a mother, how can you speak that way? If you're a father, can't you feel the hurt of the parents whose dreams are broken because of the problem pacific has given us?

 
At Friday, June 10, 2005 4:31:00 PM, Anonymous Anonymous said...

TO THOSE QUESTIONING BANAL, WHY NOT MARENG WINNIE WHO ESPOUSED THE SAME?

You only made it known once but for Banal, you keep on repeating. What gives? Is it because you can't afford Mareng Winnie to prick your balloon of hot air?

Friday, June 10, 2005 12:56:54 PM

Sorry,? si Memeng Winning ba kasali din sa payola ni yucheongo?! Aba eh magsamasama na sila sa impierno ng mga sindikatong swindler at bayaran manunulat at mga bobong tauhan ng yucheongo group of company,na nagpapagamit sa pag discredit sa mga naloko nila (salamat din sa mga employed ni yucheongo na di sangayon sa ginawa samin at sumusuporta sa pagbigay ng mga importanteng inpormasion laban sa matsing na amo nila) maluwag na tatangapin sila ni Satanas, they all fit the mold of hell, mandurugas, mangagantso, manlilinlang (paid hacks),mamdaraya, mangagamit (court of law),atbp. So ayan sama na si mareng weinie, sino pa ba? next ples, pass d solt ples. hi hi, takot ako! hot air baloon daw laman olu at puso nila? beri patitic na buhay, impierno naghihintay pa?

 
At Friday, June 10, 2005 4:33:00 PM, Anonymous Anonymous said...

In response to:

"Angara was confronted after the committee' hearing by the president of the Parents Enabling Parents (PEP) coalition, a 36,000-strong organizations that is fighting the Yuchengco-owned PPI."

Congressman Piccio, sabihin niyo naman sa Senado ang totoo na 360.000 lang and members nyo at hindi 36,000.

 
At Friday, June 10, 2005 4:39:00 PM, Anonymous MERCEDEZ said...

Oh my, so we are not interesting ha! So we're funny! Oh really, I don't see anything funny here except the postings of those who disagree with the coalition.

You're funny because, you disagree with us and yet you keep on supporting us with your interest in our site. Whatever you say in our site, whether for or against us is an act of support, beacuse you find our site educational, right. You are educated with the fact that, small is terrible, right? How you wish you have initiated something like this, or just even be part of it. But, no, you're just good at being yourself. A NUISANCE.

Why, is your site so boring that you'd rather spend cyber time in our site?

Don't you have anything constructive to contribute to your site? Do you have a site of your own? What is it?

Go there and get yourself read there. They need you there. We don't need you here.

 
At Friday, June 10, 2005 4:54:00 PM, Anonymous bmw said...

TO THOSE WHO REPLIED TO BMW"

The accusation of being greedy came from you. To accuse us of being greedy just because you came first before the fixed value planholders is downright malicious.

Can you compound what you paid with what interest rate and verify if what you have received is at par with the supposed return of your investments?

 
At Friday, June 10, 2005 4:56:00 PM, Anonymous mjc said...

"si Memeng Winning ba kasali din sa payola ni yucheongo?! Aba eh magsamasama na sila sa impierno ng mga sindikatong swindler at bayaran manunulat at mga bobong tauhan ng yucheongo group of company"

You can see the character of this person. Anybody who is not with your SUFFERS THE UNRIGHTEOUS WRATH OF THE COALITION.

 
At Friday, June 10, 2005 5:15:00 PM, Anonymous bmw said...

"I have changed courses in relation to my original plan. My high school sons are also now feeling some insecurity because of the uncertainty regarding the tuition fees for college next school year. But, you see, we all have to face reality that some entities you once trusted to be your financial partners ( after you have p[aid the price they asked), when the time comes will renege on their obligattion to you."

You also have to face the reality that sending your kids to school is your moral obligation as a parent.

You mentioned the uncertainty of tuition fees for college next schoolyear, is this not the crux of the petition filed.

 
At Friday, June 10, 2005 5:16:00 PM, Anonymous DEAN said...

mjc we understand the rehabilitation, I, for one do not agree with it. WHO are you to question my needs and opinion, and those of the rest of the parents in the coalition?

We are not naive. That's what the yuchengcos thought their planholders were: NAIVE. That's what made the yuchengcos think they can get away with it: they thought we were NAIVE. That's what gave the yuchengcos the temerity to do their careless act: they thought we were NAIVE. And, that's what they think YOU ARE: NAIVE: to inveigle you to form another planholders' organization and support you to fight against the "SMALL" coalition. YES THEY (yuchengco) THOUGHT WE WERE THAT NAIVE! They didn't expect the
S--T to hit the fan the way it did on their beautiful faces.

PITY..

 
At Friday, June 10, 2005 5:24:00 PM, Anonymous mjc said...

I am not a member of any organization. I believe in rehabilitation but I don't need any coalition to push for my plan. I am my own person and I don't want my needs to be subordinated by the coalition's malicious intent of destroying an industry and other related companies.

 
At Friday, June 10, 2005 5:26:00 PM, Anonymous Anonymous said...

the pep coalition is here for all affected planholders, whether they agree with us or not! Having stopped ppi's schedule of victories is already an achievement.

for those who preferred the rehab. Pls. advise ppi that you are in favor of the rehab, that you wanted to help ppi; and even w/o the approval of the court, you are willing to go on with the rehab, so that all those who wanted regular availments can be served as promised.

In the end, everybody will be happy! Those in favor, because that's what they wanted; ppi, because they can now fulfill their promise; and pep-coalition, because their broken dreams will inally be mended!

OK, HA, PRO-REHAB!

 
At Friday, June 10, 2005 5:28:00 PM, Anonymous Anonymous said...

On "Piccio's long term plan":

There is one catch. If this whole imbroglio did not happen starting on April 13, he would still be an anonymous entity just like you and me and not the public figure he is now.

Are you now saying that he knew beforehand that the PPI/Yuchengcos would try to pull this miserable thing they are trying to pull?

Oh boy, you guys will stop at nothing to vilify the guy. Must be because he is getting to you.

Sorry guys, won't wash. Next story please.

 
At Friday, June 10, 2005 5:38:00 PM, Anonymous DEAN said...

bmw, yes that's the moral obligation of the parent: to send their children to the best school. My answer to my sons: don't worry, I'll send you to the best school no matter what.

But deep in my heart I say invectives against the owners pacific. I paid for the plans for my children's education 14 years ago, sa that I won't have to think about it anymore when the time comes that my children need the tuition fees, so that whatever happens to us, their parents, no worry, for their tuition fee is taken cared of. Where does pacific put us now? Too late to buy another plan for them, they need it in school year 2006.

What they did is not fair at all. I have prepared fot their college education when they were one- year old. I paid the plan price pacific asked from me. Many instances, I faltered payments but I persisted until payment was complete. And, it was not cheap, not cheap at all! That is responsible parenting, for me. We parents must prepare.We must be proactive, musn't we. That's why it's wise to buy pre- need, right? Now tell me, mjc, why are you justifying the act of the yuchengcos? You're lucky you didn't buy traditional plan, maybe not because you didn't believe in it but because you' re a young parent, if you are, and fixed value plans were affordable at the time you were ready to invest in pre- need. Maybe in 1992, when they stopped seling traditional plans, you were not yet in the position to invest. Or you were just a student then.

Have some empathy on those who are CURRENTLY OFFENDED BY THE CARELESSNESS OF THE FAMILY THAT OWNS PACIFIC. One day, you might be in this position, someone will empathize with you, too.

 
At Friday, June 10, 2005 5:52:00 PM, Anonymous Anonymous said...

mjc said...

.... I don't want my needs to be subordinated by the coalition's malicious intent of destroying an industry and other related companies.

Friday, June 10, 2005 5:24:40 PM

Wrong again. The Coalition did not and has no intention of destroying an industry. The Yuchengcos did that all by themselves by pulling this stunt.

A lot of people are thinking that it may be wiser to keep money under their matresses for their future needs rather than entrusting it to supposedly learned fund managers.

People were burned in PPI, CAP, and so many other outfits promising to manage people's money. What makes PPI stand out is that the name backing it was supposed to be in a higher plane, more respectable and dependable. Turns out it was no better than the Baladjays and their ilk. Manggagantso rin pala ang mga Yuchengco.

No, sireee. The Coalition did not destroy the industry. As a matter of fact, the Coalition is trying to restore trust in the industry by holding those who would destroy it accountable.

 
At Friday, June 10, 2005 6:00:00 PM, Anonymous Anonymous said...

mjc,

of course you don't need any organization to support your plan, no need, you're pro-rehab right. Pacific supports you.

The coalition is not out to destroy the industry, you're giving us too much credit. You must really believe in our abilities. We must be that good for you to say that. We are just simple mothers and fathers out to protect our children. That's how sipmle it is.

Destroying the industry is the handiwork of the yuchengco family. They are a disgrace to the industry, don't you think? You and me will not be in this position, throwing good stones at each other if not for the wonderful strategy of the yuchengco family, don't you think?

Well, we are both united in spirit: that we are planholders of pacific but divided in opinion on the rehab strategy of helen dee.

I don't agree, to the rehab, you do. Too bad. We are giving yuchengco a problem, don't you think? What to do with us? That's what they're mulling over. And they even worry that the enlightened ones will finally be enlightened that the rehab is not good for them afterall and start making noise, too. The yuchengcos are not even sure how long these enlightened ones will be on the side of the yuchengcos, right. The yuchengcos are even worried about their own people's loyalty now.

What a way to live. Peace must be an elusive dream for them now. helen dee thought the planholders are stupid.

 
At Friday, June 10, 2005 7:43:00 PM, Anonymous Anonymous said...

Guys,

Forget mjc, bmw, and the like. They're just kit reincarnated into diff identities. There is no way you can convince them no matter how logical and well researched the info you provide bec they are not here to be convinced and to learn the issues. They are here just to ruffle our feathers since they also know none of us will be convinced by them.

If they really think we're just few and making noise in our blogsite, why are they here? Does it matter if we create all the noise we want and only a handful of us are looking at this site?

 
At Friday, June 10, 2005 9:21:00 PM, Anonymous Anonymous said...

ROBBED? Naive? Ignorant more like it. You still could not or really don't like to understand the issue of rehabilitation.

At the senate hearing the senators themselves were laughing when they found out we were to be paid with NOPOCOR bonds in 2010.
Rehab 2010 What a big joke!!!

 
At Friday, June 10, 2005 11:15:00 PM, Anonymous Anonymous said...

"Ewan ko kung sino ang BOBS talaga! Any market share less from the YGC will be up for grabs for the competitors. WAKE UP FROM YOUR DELUSIONS, OBOBS!"

- napikon si bobs! you may increase your market share percentage wise but if the absolute amount is smaller because the whole market shrank due to a confidence crisis, what good will it do you? That is the nature of the financial services market, stups. wake up and smell the coffee.

 
At Saturday, June 11, 2005 7:40:00 AM, Anonymous Anonymous said...

"This is an issue between Alfonso Yuchengco, the owner of PPI and us. We bought these plans. We stuck by our obligations. We paid these plans in full. Mr. Alfonso Yuchengco is liable not to the coalition but to all of us. All thirty four thousand of us, plan holders with CERTIFICATES OF FULL PAYMENT. "
Thursday, June 09, 2005 4:42:06 PM


mjc said...
"trying to look many when in reality, you're but a pathetic few."

The fact remains that AY has an obligation to us as stated on the plans that he sold to us.

 
At Saturday, June 11, 2005 9:48:00 AM, Anonymous Anonymous said...

Yuchengcos really never expected this reaction. They thought that they could easily get away with murder. Now they are worried because they know that insiders and employees do not fully support what they have done - moreso since employees also have plans. Also, employee confidence in their companies have dropped. Even one of the ex-presidents of their bank withdrew his money from the bank. - inside info yan.

 
At Saturday, June 11, 2005 9:51:00 AM, Anonymous Anonymous said...

At the senate hearing the senators themselves were laughing when they found out we were to be paid with NOPOCOR bonds in 2010.
Rehab 2010 What a big joke!!!

All said and done, that is just another day in office for the senators. For all the hearings they had conducted, were there any semblance of changes in policies implemented by any institution or agency after their hearings?

NONE!

 
At Saturday, June 11, 2005 10:54:00 AM, Anonymous Anonymous said...

"All said and done, that is just another day in office for the senators. For all the hearings they had conducted, were there any semblance of changes in policies implemented by any institution or agency after their hearings?

NONE!"

For heaven's sake, you can choose to remain cynical. That is your option and opinion and better posted in another blogspot.

You come visit this site believing that our comments are favorable to HYD's rehab plan?
I will repost the initial comment here not in an attempt to convince you in our cause but for the other coalition members to read again.

Whether Pacific Plans, Inc.’s Traditional Education Plan product design is flawed or its past or current management failed in its investments, or the spin-off was the most logical thing to do to protect the other 400,000 plan holders, WHATSOEVER, we, the open ended education plan holders, have all the right to demand the full schedule of benefits for our children’s tuition expenses at whatever cost at the time of need. Not at year 2010. This is not an issue between the agents who sold it to us and ourselves. This is not an issue on the fate of the PPI agents who oppose our views and fear for the loss of their future income brought about by our bold step in forming the coalition. This is not an issue between open ended plan holders and fixed plan holders. This is not an issue between the new or old set of employees of PPI and us. This is an issue between Alfonso Yuchengco, the owner of PPI and us. We bought these plans. We stuck by our obligations. We paid these plans in full. Mr. Alfonso Yuchengco is liable not to the coalition but to all of us. All thirty four thousand of us, plan holders with CERTIFICATES OF FULL PAYMENT.

 
At Saturday, June 11, 2005 10:59:00 AM, Anonymous Anonymous said...

"Mr. Alfonso Yuchengco is liable not to the coalition but to all of us. All thirty four thousand of us, plan holders with CERTIFICATES OF FULL PAYMENT. "

But this 34,000 PLANS not PLANHOLDERS are wholly for the Coalition and its stand againts rehab.

 
At Saturday, June 11, 2005 1:06:00 PM, Anonymous Anonymous said...

But this 34,000 PLANS not PLANHOLDERS are wholly for the Coalition and its stand againts rehab.

Why certainly. Because rehab is synonymous to shortchanging the 34,000 contracts. And not only that, the rehab means no availment for the plans which are eligible for the schedule of benefits from next sem up to year 2010. And the amount the rehab commits is not as it is stated in the 34,000 contracts with 34,000 certificates of full payment.
I guess, "shortchange" does not come even close to that.

 
At Saturday, June 11, 2005 1:08:00 PM, Anonymous Anonymous said...

But this 34,000 PLANS not PLANHOLDERS are wholly for the Coalition and its stand againts rehab.

Ok, so you don't feel comfortable using the term planholders. So be it. Let's call it contracts then. Thirty four thousand contracts.

 
At Saturday, June 11, 2005 1:53:00 PM, Anonymous Anonymous said...

"But this 34,000 PLANS not PLANHOLDERS are wholly for the Coalition and its stand againts rehab"

I DOUBT IF THE 34,000 PLANS ARE WHOLLY FOR THE COALITION AND ITS STAND AGAINST THE REHAB.

500, PWEDE PA! OR LESSER!

 
At Saturday, June 11, 2005 2:08:00 PM, Anonymous Anonymous said...

500, PWEDE PA! OR LESSER! - palagay na natin sampung tao lang kami. That does not absolve your bosses of the crime. (Hihirit nanaman yan ng kalokohan niyang "for the good of the majority" ek ek). Ayoko na ngang makipagusap sa mga walang utak - baka mahawa pa ako.

 
At Saturday, June 11, 2005 2:10:00 PM, Anonymous Anonymous said...

"I DOUBT IF THE 34,000 PLANS ARE WHOLLY FOR THE COALITION AND ITS STAND AGAINST THE REHAB.

500, PWEDE PA! OR LESSER!"

COALITION CORE GROUP! Dont even bother calling the bluff of this guy! He is just fishing for information.

We know how many we are, we know how many people executed the Special Power of Attorney, we know we continue to grow larger by the day. Let this guy think we are that small.

Hmmmmm, why does he bother to spend so much time trying to convince a supposedly 500-strong lang na coalition to think pro-rehab if there are 33,500 other plans out there? OBVIOUS ANSWER: BECAUSE WE ARE NOT JUST 500-STRONG!!!!

Paid hack, TRY HARDER. Your efforts are pathetic. You are not worth the salary you are being paid to do counter-propaganda in this blog.

 
At Saturday, June 11, 2005 2:52:00 PM, Anonymous Anonymous said...

"OBVIOUS ANSWER: BECAUSE WE ARE NOT JUST 500-STRONG!!!!"

Yes, probably 450 STRONG LANG!

 
At Saturday, June 11, 2005 3:16:00 PM, Anonymous Anonymous said...

Sige, paid hack, if you believe 450 lang, e di 450 na lang in your mind.

There is no point in arguing with someone who will never see things our way and is not here to try to understand. He is only here to get more info from us and to harass. Like the usual insecure, KSP bully in school who deliberately punches other kids so that the teachers will notice him, so that the school will tell his parents so they will notice him.

KSP yung paid hack, so the more you reply to him, the happier he gets. Ignore him para tuluyang ma-insecure yung kawawang KSP.

 
At Saturday, June 11, 2005 3:44:00 PM, Anonymous Anonymous said...

yes! pls ignore those paid hack....
he or she is like the speck between the teeth. siguro kaya gusto nya dito kasi dead-ma siya sa family nya. kawawa naman! gusto mong paampon?

 
At Saturday, June 11, 2005 3:51:00 PM, Anonymous Anonymous said...

non-ex said...
"wag kayo kakagat pag humihingi sila ng pruweba kung may mga investments na makakamatch sa mga obligation nila ngayon."

DI TALAGA KAKAGAT KASI WALA KAYONG MAIPAPAKITA. PURE PUBLICITIES LANG KAYO. YOU KNOW, LAHAT NG SINASABI NYO WON'T STAND IN COURT KAYA DITO KAYO NAGIINGAY!

Friday, June 10, 2005 4:02:12 PM

I suspect that this paid provocateurs and the apo's of yucheongo who is really hurting but are blinded by false pride are really here to say, “mga libag sa balat ng tao”. We just have to scrub them daily when we take a bath. As for “pruweba kung may mga investment na makakamacth sa mga obligation nila ngayon”. This line of thinking is classic excuses of devils out to hoodwink any trusting, unsuspecting, good loving parents wanting to secure/ensure their children’s future. They create a product for your needs, pay for a couple of years (pyramiding style), and capture all the sales it will create, keep all the windfalls (discontinued accounts due to financial constrain, lapse contact, penalties on late payments, hmm what else?, maybe PPI can help us out here). Make a merry-go-round with our annual payment within THE YUCHEONGO GROUP OF COMPANIES, ten to fifteen years! Invest our trust fund in junk bonds only fools will buy (commission for the underwriter in millions! Of course intercourse the YGC again!). And when the funds are bone dry after skimming all our “meat” they throw us in the fire (REHABILITATION, soory guys see you in court!) and their paid hacks and grandalipores will dare us to show proof where our investment/securities can much the obligation they have promised in their contact. Neat ha? Ano tayo sineswerti? Sure manure, sa impierno kayo pupulutin. So any body who of course, has integrity at first, can sell a product at high a price, with a promise to pay/deliver/honor some amount of money can back out when things go wrong and demand if you can show him an investment that can match the promise he made a decade ago. Neat ha? I suspect they financed the likes of Baladia and the rest of the pyramid scammers when the public was unsuspecting too. That’s BUSINESS IN FINANCE of the bad taipans of these poor country of ours. They invest big during election to all Presidential Horses, and get their payback BIG after. Any news of help from the Pasig Tenant?

 
At Saturday, June 11, 2005 3:51:00 PM, Anonymous Anonymous said...

I DOUBT IF THE 34,000 PLANS ARE "WHOLLY FOR THE COALITION AND ITS STAND AGAINST THE REHAB.

500, PWEDE PA! OR LESSER!"
_____

LESSER???? LESSER?!!??!!? AS IN LESS, LESSER AND LESSEST????? CALIING PPI SPIN DOCTORS AND RESTY!!! PAKITURUAN HELEN NGA MUNA NG TAMANG INGGLIS ANG MGA TUTA NIYO. MAM JENA, TURUAN NIYO NGA!!!! NAKAKAHIYA!!!!

 
At Saturday, June 11, 2005 3:57:00 PM, Anonymous Anonymous said...

To bmw

I’m an ex stockbroker. I receive order from clients thru telephone calls which are not even recorded. Millions of pesos are transacted this way without any contract. It is all a matter of TRUST. It is the clients word against mine.in case a client will not admit it was him who place an order. In a matter of minutes one can make and loose millions in the stockmarket. I sure am glad I don’t have Yuchengco as my client. The moment one break a trust, that person will be blacklisted permanently as far as we brokers are concerned.

 
At Saturday, June 11, 2005 4:06:00 PM, Anonymous Anonymous said...

At the senate hearing the senators themselves were laughing when they found out we were to be paid with NOPOCOR bonds in 2010.
Rehab 2010 What a big joke!!!

All said and done, that is just another day in office for the senators. For all the hearings they had conducted, were there any semblance of changes in policies implemented by any institution or agency after their hearings?

NONE!

Saturday, June 11, 2005 9:51:42 AM



Whether or not something will happen in the senate is not for me to answer but one thing clear is that the propose payment with Napocor bonds is nothing but an illusion since it is worthless.

 
At Saturday, June 11, 2005 4:18:00 PM, Anonymous Anonymous said...

I DOUBT IF THE 34,000 PLANS ARE WHOLLY FOR THE COALITION AND ITS STAND AGAINST THE REHAB.

500, PWEDE PA! OR LESSER!


If that’s the case why bother us in our blogsite if we are but a few. Why does Helen keep on paying you ygc hackers to fight us if we are nothing. It sounds more like that we few coalition members has done so much damage to the YGC empire by the mere fact your here is sending jitters to your master.
Anyway if its any consolation sige na nga isa lang ang member namin sya lang ay si Philip paa manahimik na kayo.

 
At Saturday, June 11, 2005 4:46:00 PM, Anonymous Anonymous said...

From an insider, ygc hackers are being paid on a per comment basis in our blogsite. The fee is even doubled if they are successful in getting a response from a coalition member. This is precisely why they abandoned their blogsite completely and have increasingly been posting idiotic comments here. Please be forewarned since the more we respond the more they make money.

 
At Saturday, June 11, 2005 5:00:00 PM, Anonymous Anonymous said...

non-ex said...
"wag kayo kakagat pag humihingi sila ng pruweba kung may mga investments na makakamatch sa mga obligation nila ngayon."

a paid hack said...
DI TALAGA KAKAGAT KASI WALA KAYONG MAIPAPAKITA. PURE PUBLICITIES LANG KAYO. YOU KNOW, LAHAT NG SINASABI NYO WON'T STAND IN COURT KAYA DITO KAYO NAGIINGAY!
#$#$#$#$$#$

Talagang di namin ituturo sa inyo kung paano!!! Kasi di niyo naman kaya sundin, dahil ang una niyong inatupag ay magpakasasa sa mga commission, at bonus at dividends. Talagang SWAPANG ang mga amo niyo. Wala na ngang business sense, wala pang konsensya!!!! Alam mo ba si Helen, hilong talilong kany sino ang ihaharap sa coalition para siguraduhin na tatanggapin namin ang mga counter offers niya para raw maiwasan ang pagfile ng crimanal cases sa kanila???? E bakit nangangatog mahabla ang amo mo?????

 
At Saturday, June 11, 2005 6:45:00 PM, Anonymous Anonymous said...

Alam mo ba si Helen, hilong talilong kany sino ang ihaharap sa coalition para siguraduhin na tatanggapin namin ang mga counter offers niya para raw maiwasan ang pagfile ng crimanal cases sa kanila???? E bakit nangangatog mahabla ang amo mo?????

We made two came forward to defend our company. Gena Padilla is smart career manager ready to rebust your debate. Roy Padiernos is tough even to give motivational for us. Just the duo will make drowned by their point in views to you all.

 
At Saturday, June 11, 2005 6:48:00 PM, Anonymous Anonymous said...

down the coalition, up the rehab!!!

 
At Saturday, June 11, 2005 7:13:00 PM, Anonymous Anonymous said...

o siya sige kung gusto nyo ng rehab, di sige maghintay kayo ng 2010. basta ang coalition ipaglalaban ang karapatan namin na nagbayad pero ayaw bayaran ng naaayun sa kasulatan.

Mabuhay ang Coalition, ibagsak ang tuta ng mga YGC!!!!

Ipaliwanag nyo din sa mga anak nyo kung bakit gusto nyo ng rehab.

 
At Saturday, June 11, 2005 7:58:00 PM, Anonymous vagabond said...

Anonymous said...

Alam mo ba si Helen, hilong talilong kany sino ang ihaharap sa coalition para siguraduhin na tatanggapin namin ang mga counter offers niya para raw maiwasan ang pagfile ng crimanal cases sa kanila???? E bakit nangangatog mahabla ang amo mo?????

We made two came forward to defend our company. Gena Padilla is smart career manager ready to rebust your debate. Roy Padiernos is tough even to give motivational for us. Just the duo will make drowned by their point in views to you all.

Ano nga ulit yun? Tagalugin mo na lang kaya para masabi mo gusto mong sabihin. Paingglisinglis pa kasi.

Please define rebust.
And what the hell is a motivational?
The hell if i can make sense of "make drowned by their point of views"...

Good far a laugh though. hahahahahahahahahahahahahaha.

 
At Saturday, June 11, 2005 8:14:00 PM, Anonymous Anonymous said...

me tawag syan sa mga pro-rehab na nanggugulo sa blog site ng coalition. ang tawag sa mga taong ganyan eh KU..L! pwe!!

 
At Saturday, June 11, 2005 8:20:00 PM, Anonymous Anonymous said...

Good far a laugh though. hahahahahahahahahahahahahaha.


Is that so? and if i am made you laugh, what is that, now? None that you demand in the plan makes the company compelled in you. 7% is enough. That is the fairiest deal so the 400,000 fixed would not be affected at all. This is roller coaster discussion!!!

 
At Saturday, June 11, 2005 9:08:00 PM, Anonymous Anonymous said...

yung 7% nyo...isaksak nyo sa baga nyo!

 
At Saturday, June 11, 2005 9:22:00 PM, Anonymous Anonymous said...

wish ko lang sana me mga cadre ang NPA na me mga educational plan for their childrens. at least am sure hindi rin sila papayag na maloko just like what is happening with the affected parents na naghirap magbayad for our kids future. at least sa NPA me swift justice.

mga sparrow nasaan kayo? tulungan nyo naman ang mga magulang na niloko. maraming salamat po.

 
At Saturday, June 11, 2005 10:46:00 PM, Anonymous vagabond said...

Anonymous said...

Good far a laugh though. hahahahahahahahahahahahahaha.


Is that so? and if i am made you laugh, what is that, now? None that you demand in the plan makes the company compelled in you. 7% is enough. That is the fairiest deal so the 400,000 fixed would not be affected at all. This is roller coaster discussion!!!

Saturday, June 11, 2005 8:20:19 PM

Humirit pa! You're really something,Bwahahahahahahahahahahahaha! Ano ulit yon? compelled in you? Bwahahahahahaha. This is roller coaster discussion!!??????? Bwahahahahahahahaha. layas, tsupi!! Umuwi ka na nga sa lungga mo!! kahol!Kahol!

 
At Saturday, June 11, 2005 11:26:00 PM, Anonymous Anonymous said...

The reason why they are being paid per comment is because they want coalition people to get tired of reading this blog since it is being mixed with the garbage of the paid hacks.

They are hoping that coalition people will eventually abandon this blog or stop reading the postings.

So to the blogmaster, I would suggest policing the comments and to remove those that are malicious and destructive. After all, the other party can put up their own blog so they cannot argue freedom of speech. I'm sure if you did a roll call among trusted coalition members, some will volunteer their time in maintaining this blog.

 
At Sunday, June 12, 2005 10:04:00 AM, Anonymous Anonymous said...

bmw said...
Remember, not all of the planholders have the means to advance this fight unlike you exclusive planholders."


Now you are making sense, bmw.
It is precisely that reality that inspires the coalition to remain focused on its cause. We realized that "not all have the means to advance this fight" as early as the 3rd week of April. The coalition supports all plan type ownership.

bmw said...
"..... Have you thought of ways to alleviate their situation? You should as you are taking advantage of their numbers."

bmw, now you are getting carried away. You are trying to extend in this blog your discussions with your group in YGC on how we are addressing this in the guise of "have you thought of ways to alleviate their situation?You should you are taking advantage of their numbers" concern.

As to how we are doing that, we keep that to ourselves.

Sorry ha, wala ka mairereport sa amo mo na na-discover mo dito sa blog spot na gagawin namin.

What you owe to be puzzled is how come we have posted some documents in the past in this site and how come we have documents with us dating back to...ooops, i'm not supposed to reveal that. In time, in the proper forum, lalabas lahat yan.
How come your confidential text messages get to us?
How come we are always a step ahead?
How come the coalition’s focus hasn’t died a natural death?

I’ll let you in on something. Check out how many plan holders reside in______.
Helen Yuchengco Dee was probably fed this very important info but Liwayway Gener, dismissed it not as a threat.


Yan, yan ang pag-isipan ninyo, not how the coalition can embrace all the 34,000 plans.

Oh, eh weekend ngayon, malamang sa bukas ka pa sasagot, kung may sagot ka. But do yourself a favor, don't post it here, we are not interested, it won't add value to the coalition's cause.

 
At Sunday, June 12, 2005 10:17:00 AM, Anonymous Anonymous said...

I agree with the one who posted about removing the hacks' messages. It has become tedious reading through the garbage they put in. I'm sure it's not really a violation of free speech. Even Yahoo and Explorer have a facility to segregate spam mail and to weed out mail with certain offensive words in it.

Equate it to a group of people gathered together in a meeting, conference, a party, or even a theater. Gate-crashers and people with unruly and disruptive behavior can be thrown out. There's no violation of rights there.

 
At Sunday, June 12, 2005 11:31:00 AM, Anonymous Anonymous said...

WHAT MADE THE TRADITIONAL EDUCATION PLAN SELL AT THAT TIME?
1.
AT WHATEVER COST AT THE TIME OF NEED.
2.
A HEDGE AGAINST INFLATION.
3.
ANTI-INFLATIONARY EDUCATION PLAN.

Parepareho lang ang ibig sabihin ng tatlong yan. This is the strength of the Traditional Education Plan when it was being sold to the public. Whether the original plan holders or secondary market. Kung may loophole man yang commitment na yan, ang sagot nila nuon was
4. OWNED BY YUCHENGCO

And these are the same reasoning that Helen Yuchengco Dee and her advisers are using against the plan. Tuition deregulation, increase in tuition expenses and no instrument to match the tuition increase.

All the pro-YGC bloggers posting here are employees& agents who probably got in PPI way after PPI has stopped selling this plans. This is why they do not have a full grasp of the product's commitment and their only concern is to keep receiving their paychecks.

But the employees like Roy Padiernos and associates like Gena Padilla( Agency manager ba siya ngayon or Group Manager?) who were there at the time this plan was being sold know fully well that PPI is dishonoring the contract and yet they support the attempt of Liwayway Gener and Helen Yuchengco Dee and that lawyer they have Tecson?( mga wala pa yan sa companya nuon.)

Uulitin ko lang uli why we bought this plan package and endorsed it to the public:
1.
AT WHATEVER COST AT THE TIME OF NEED.
2.
A HEDGE AGAINST INFLATION.
3.
ANTI-INFLATIONARY EDUCATION PLAN.
4.
OWNED BY YUCHENGCO.

OVER PROMISE, UNDER DELIVER.
Buti sana kung kwento kwento lang ito.

Kaso this is a plan. 34,000 contracts that Yuchengco got into.

Yuchengco can't get away with this.

 
At Sunday, June 12, 2005 12:02:00 PM, Anonymous Anonymous said...

Again, all these discussions with this BMW, Kit or whoever, whether legitimate planholder or paid hack, is going off tangent.

There is no reason to discuss theories and probabilities on how PPI/Yuchengco could get investment yields to match tuition fee increases. THAT IS ALL BESIDE THE POINT. EVERYONE IS BEING DRAGGED INTO A POINTLESS DISCUSSION.

THEY RENEGED ON THEIR CONTRACT. PROBLEMA NG PPI/YUCHENGCO TO COME UP WITH THE MONEY TO PAY FOR THEIR OBLIGATIONS. PROBLEMA NILA. PROBLEMA NILA. PROBLEMA NILA. NOT THE PLANHOLDERS. IF THEY USED TO INFUSE FUNDS FROM STOCKHOLDERS' EQUITY, THEN DO THAT AGAIN. AND AGAIN. AND AGAIN. AND AGAIN. UNTIL THEY PAY OFF ALL OBLIGATIONS. ITS AS SIMPLE AS THAT. WHERE THEY GET THEIR EQUITY TO INFUSE? AGAIN, THAT'S THEIR PROBLEM. THEIR PROBLEM. THEIR PROBLEM. PASENSIYA. THIS IS A BUSINESS. YOU WIN SOME, YOU LOSE SOME. BUT YOU STAY HONEST AND FAIR WITH YOUR PLANHOLDERS.

SO TO EVERYONE, PIKACHU, VICENTE, SUNTZU, ETC., DON'T WASTE YOUR PRECIOUS TIME AND BRILLIANT MINDS ON THIS KIT OR WHOEVER.

That's the way the spindoctors are maneuvering focus. Everyone posting gets caught in the pointless and baseless discussion.
Stop wasting time with Kit or whoever. We all know the answers and the truth. They may ramble on about fixed versus traditional, investment yields versus tuition fees, rehab versus non-rehab, etc., etc., etc., and all of that is USELESS.

NO NUMBERS ARE NEEDED HERE. THE BONE OF CONTENTION IS THAT THEY DEFRAUDED THE PLANHOLDERS. EVEN GRANTING, GRANTING, GRANTING THAT PPI/YUCHENGCO (ALONG WITH ITS GLOBAL RESOURCES TO SUMMON INVESTMENT EXPERTS) IS SO WEAK AND INEFFICIENT IN HANDLING PLANHOLDERS' MONEY, IT STILL DOES NOT GIVE THEM A LEGAL BASIS TO RENEGE ON CONTRACTS AND TO MANEUVER A RESTRUCTURING THE WAY THEY DID. DISCUSSING TECHNICAL DETAILS ON TRUST FUND YIELDS AND TUITION FEE INCREASES IS DIGRESSING.

WE CAN DISCUSS THAT IF WE'RE TALKING ABOUT FUTURE LEGISLATION AND PROSPECTIVE PROTECTION FOR PLANHOLDERS. BUT IN THIS CASE INVOLVING PPI/YUCHENGCO? THAT JUST ISN'T A MATTER FOR DISCUSSION HERE.

Time and again, it has been said here, that anyone who argues AGAINST the coalition cause MUST argue IN PROMOTION of the cause. We may argue about strategies and whatnot, but all IN PROMOTION of the cause. Anyone who argues to DETRACT from the cause CANNOT be legitimately accepted as being an honest-to-goodness person fighting for what is true and right.

See, that's the beauty of LOGIC and REASONING. There's just no way to twist it. That is how it is so darn easy to spot legitimate planholders who may be uneducated with the facts from dissenters who are out to fight the coalition.

SO TO EVERYONE, STAY FOCUSED AND FORGET THOSE WHO ARE A WASTE OF TIME. ESPECIALLY THOSE POSTS FROM BMW, Kit, etc.

Total waste of time. we don't have to prove anything or explain to these lightweight non-entities. Remember, this site is for those who are working for the coalition and working for the cause of the coalition. All other posts that argue against the cause are USELESS and a WASTE OF TIME.

 
At Sunday, June 12, 2005 2:39:00 PM, Anonymous Anonymous said...

bmw said...
"..... Have you thought of ways to alleviate their situation? You should as you are taking advantage of their numbers."


KAPAL!!!! PPI ANG NANGWALANGHIYA SA MGA INOSENTE TAPOS NAGHAHANAP KAYO SA MGA BIKTIMA MISMO NG SOLUSYON PARA SA KAPWA NABIKTIMA??? KAYA PALA GANYAN NA LANG ANG KAHAYUPAN NIYO. NUMBERS? AKALA KO BA KONTI LANG KAMI?? LOSERS!!!!

 
At Sunday, June 12, 2005 3:04:00 PM, Anonymous Anonymous said...

To the one who said "it has become tedious reading through the garbage of paid hacks"

That is exactly what they want to happen! They want the blog to die a natural death, so to speak. As more bonafide planholders get tired of reading through their useless posts, they think we will just stop visiting the site, or we will stop posting messages in support of the coalition.

I wouldn't be surprised if they track the ticker counter and compute the rate of visitors per day (minus of course their own visits). What they want to see is a diminishing rate of visitors.

Their objective is not only to sow confusion, but to drive the blog into oblivion b/c this blog is such a potent force and something they cannot control. DO NOT PLAY INTO THEIR HANDS.

ANd freedom of speech is not a problem. They can always put up their own blog.

Haven't you also noticed......most of their posts are done during working hours?

 
At Sunday, June 12, 2005 4:15:00 PM, Anonymous Anonymous said...

We made two came forward to defend our company. Gena Padilla is smart career manager ready to rebust your debate. Roy Padiernos is tough even to give motivational for us. Just the duo will make drowned by their point in views to you all.
Is that so? and if i am made you laugh, what is that, now? None that you demand in the plan makes the company compelled in you. 7% is enough. That is the fairiest deal so the 400,000 fixed would not be affected at all. This is roller coaster discussion!!!

Hoy gising!!!!!!!! Ng totongues ka ba . I’ve gone over the internet to look for this kind of language but unfortunately wala akong Makita. Baka linguahe ito ng mga martians. Mg apply ka na lang sa call center, balita ko ng hahanap sila ng marunong mg martian. GUSTO KO SANANG TUMAWA KASO HINDI KO MAINTINDIHAN

 
At Sunday, June 12, 2005 4:40:00 PM, Anonymous Anonymous said...

HAHAHAHAHAHAHAHAHA....HAHAHAHAHAHAHAHAHHAHAHAAHAHAHA...

Hay naku.. di sya martian, taga pluto yan. Uwi na lang sya dun, manigas sya sa lamig.

HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHHAHAHAHAHA......

 
At Sunday, June 12, 2005 4:44:00 PM, Anonymous Anonymous said...

PERO THE WAY I LOOK AT IT, NAGPAPATAWA LANG YAN SA KUNWARI WRONG ENGLISH NYAN.

MARUNONG YAN, PERO GUSTO LANG TAYO IDIDSTRACT.

LET US NOT BE FOOLED BY HIS/ HER PRETENDING NOT TO WRITE GOOD ENGLISH. HE/ SHE IS MAKING FUN OF US.

 
At Sunday, June 12, 2005 5:01:00 PM, Anonymous Anonymous said...

I'm the one who posted "it's becoming tedious". I agree with the one who replied. That's why I'm still here and will keep coming to this blog and will keep posting. I will not play into their hands but I'm afraid some might have. I miss the intelligent remarks of tls, marc, etc.

That's why, bonafide coalition members, do not reply to the hackers. It's useless to argue with them. You are helping them drive away more intelligent postings.

 
At Sunday, June 12, 2005 5:02:00 PM, Anonymous Anonymous said...

bakit kaya tahimik ang mga kampon ng YGC? ay long weekend pala!...hindi siguro nagbayad ng OT kaya wa sila drive para mag post ng kung anu-ano dito sa blog.

kahit anong sabihin naman nila eh paki ko, basta ako sa coalition pa rin!

 
At Sunday, June 12, 2005 10:48:00 PM, Anonymous Anonymous said...

SA MGA COALITION MEMBERS,

PLEASE LANG HUWAG NA NATIN SAGUTIN O PATULAN YUNG MGA TAGA-KABILA. SAYANG LANG TALAGA ANG ORAS NINYO. HABANG SINASAGOT SILA, LALO SILANG HINDI TITIGIL.

SALAMAT....

 
At Sunday, June 12, 2005 10:53:00 PM, Anonymous Anonymous said...

Just want to share with you a post that I saw from another blog...

Pacific Plans' Problems
The current issue hounding Pacific Plans is turning into another sad story poorly covered by the media. This situation (poor media coverage) is detrimental not only to the company, but even to the planholders. The company (and their owners) will surely suffer from poor media coverage. Their reputation is at stake here.

Meanwhile, I am sure everyone knows that the planholders will not benefit from PPI's death. Media should not highlight only the anger (and wrath) of the planholders who thought that they were misled. Media should be at the center things as a third party looking at the situation from an unaffected point of view.

Meanwhile, I visited PPI's new website which addresses the issues. I know they will not be able to appease everyone at this point and no matter what information they give will be deemed inadequate by many. However, their website focusses much on their defense rather than in appeasing their customers. Their tactic seem to be that want everyone to realize that they have the contract on their side no matter how heartbroken the planholders are. The centerpiece of the PPI website shows this defense:



Section XV: FORTUITIOUS EVENTS/ IMPOSSIBILITY


PLANHOLDER agrees that PACIFIC shall not be liable for any inconvenience,

loss, damage or delay that may be sustained by the PLANHOLDER and/or

SCHOLAR resulting from fire, earthquake, war or civil disturbances, extraordinary economic upheaval, strikes or any labor disputes, acts of God, government legislation or regulation, or such other matter or conditions that are beyond the control of PACIFIC in connection with the implementation of its obligation under this Agreement. PACIFIC however, agrees to pay to PLANHOLDER upon written request the plan termination value stated in SECTION XIII.



Now, is this how PPI should treat their customers?

I think it would do well for Pacific to answer more question from their planholders, questions such as the following:


1. If you think that the the tuition fee deregulationin 1992 is a fortuitous event as described in yourSection XV of the plan, why did Pacific not declare itas such early on?

2. If there were secondary markets still selling theplans even after 1992, while you have nothing to dowith them, what actions did you make to discouragethem?PPI should give their customers better treatment, lest the companies affiliated with them could be affected.

posted by Sef @ 5:25 PM 2 comments

2 Comments:
At 9:25 AM, Punzi said...
Hello! Just blog-hopping...

There is a big difference between what PPI is saying and what it is doing. If PPI is going to invoke the fortuitous events clause in their contracts, they should have filed a rescission case. This is a case you file, in layman's terms, "cancel" your contracts with plan holders.

What PPI filed is a rehabilitation petition. This means, PPI will still honor its obligations but they need to "lay off it a while" so they can recover. Add to that all what you said and surely PPI cannot rely on the fortuitous event clause in their contracts.

We normally do not advise our clients to undergo rehabilitation or insolvency unless it is the last resort because while it gives you partial or total debt relief, it renders your business reputation and credit rating dead for all intents and purposes. "You cannot work in this town again."

An ordinary person who has his car or house forclosed cannot get a loan ever again because these banks and other creditors have a network to check your credit risk or rating. Just imagine what this PPI thing will do to the credit rating of its stockholders.

The best thing YGC can do is to rescue PPI because this will snowball and affect the entire empire. And theoretically, YGC's credit rating will plummet, if not here, abroad. And I've heard AY is going to do just that.

Whoever advised PPI to do this made a great blunder.

Just my two cents...


At 5:22 PM, Sef said...
No. It seems that PPI will not honor the obligations in full. Instead, they are...

"WILLING TO SWAP THE TRADITIONAL PLANS WITH A FIXED VALUE PLAN EARNING 7% NET P.A. COMPOUNDED INTEREST WITH MATURITY IN 2010" (quoted from their website).

What they call a rehab plan is actually an exit strategy.

From 1992 to present, it seems that their strategy is to protect the other businesses of the empire (YGC's?) legally. Clearly, they plan to get away clean by offering a smaller return and hope the planholders will accept, simply to minimize the loss.

Their blunder is that they forgot that it is better to lose money that to lose the trust of everyone. Or yes, perhaps they are counting on our short term memory loss.

 
At Monday, June 13, 2005 3:33:00 AM, Anonymous Anonymous said...

-No matter what the PEP Coalition will do:
1. YGC will win!
2. You won't have enough energy working your butt out for the replacement of the frozen funds for your kids tuition fee!
3. YGC controls the media. We can withdraw all our ad acounts from them if they don't. That includes all YGC companies and others like PLDT and Smart! You don't even have any ads to speak of!
4. Politically connected kami! Pati nga ang PGMA calls our boss Uncle Al di ba?
5. Bonus pa yon Judge Barza- founding member of our law firm! You can't bar him from handling the rehab case! It's his own discretion!

In the end- PEP Coalition will just fade and die away!

We won't even lose sleep over it!

Anyway, Filipinos are known for their short memory di ba? The's why mga Marcoses struts around in Manila like royalty! Ilang taon na di pa sila nakukulong, kami pa!

Kasi ang hihina ng mga KOKOTE n'yo!

 
At Monday, June 13, 2005 7:21:00 AM, Anonymous Anonymous said...

pro-YGC, paid PPI/Yuchengco hackers are posting very low-level, nonsensical issues that have long been resolved, i.e., tuition fee increases versus trust fund investment yields, traditional versus fixed value, number or size of coalition, fixed value subsidizing traditional, etc., etc., as well as pure insults and personal degradation.

just look at the low level to which discussions have dropped to. gone are intelligent inputs from tls, marc, etc.

these inadequate, inappropriate, inconsequential useless comments from all forms of YGC paid hackers such as bmw, kit, etc. will of course continue. but notice that more and more of the comments will be anonymous because they finally understood the logic that anyone who argues against the coalition is simply an illegitimate poster in this site, out not to help but to simply irritate legitimate coalition members having rational, logical, high-level discussions. it's been proven that you argue but in support of the cause of the coalition. you can argue points and strategies but with the intention of moving the cause forward by offering positive inputs and alternative strategies to make progress. all other comments and posts designed to prevent progress and question the cause are simply a waste of time. notice also that after intelligent, high-level posts such as this, the paid hacks will post something really low, lacking logic and reasoning, full of nonsense and aimed at emotions. its a typical psyche response in order to get a legitimate coalition member to answer back based on emotions. that way, the paid hacks get to resume their low level, unintelligent, inconsequential posts.

hope everyone thinks about their posts more. its better to have a blogsite with few but all intelligent comments rather than one with 100+ comments that are just pure garbage.

 
At Monday, June 13, 2005 10:36:00 AM, Anonymous DEAN said...

To above poster, very well said, I agree with you fully.

 
At Monday, June 13, 2005 1:11:00 PM, Anonymous Anonymous said...

All the yakety-yak lang kayo!

Sabi na nga "IMPOSSIBILITY" nga! Hindi nga kakayanin ang mga sinisingil ng school tuition fee as compared to what the original payment for those plans!

Ang OGAG n'yo naman!

Hangang dada lang naman kayo! The Yuchengcos have all the money and connection to put freeze the ball to kingdom come!

E kayo? Pang tuition fee this year pa lang hirap na kayo!

 
At Monday, June 13, 2005 1:27:00 PM, Anonymous Anonymous said...

Anonymous said...

We made two came forward to defend our company. Gena Padilla is smart career manager ready to rebust your debate. Roy Padiernos is tough even to give motivational for us. Just the duo will make drowned by their point in views to you all.

HULING HULI!!!! OBVIOUSLY SA LOOB KAYO NG PPI GALING!!!! SARAP SA BLOGSITE NAMIN ANO? NAKAKABILIB!!! AT LEAST DITO MAY GOING CONCERN ANG MGA MEMBERS KAYA TULOY TULOY ANG EXCHANGE OF IDEAS!!! KAYA SIGURO MARAMING NANGGUGULO DAHIL INGGIT. DI BA KAYO KAYA IGAWA NG MGA AMO NIYO NG BLOGSITE NA MAY KATUTURAN KAYA PANAY ANG PUNTA NIYO DITO?

 
At Monday, June 13, 2005 2:41:00 PM, Anonymous Anonymous said...

To ALL coalition members lang (hackers and stooges, tsupi!!)

Announce ko lang, the senate hearing for tomorrow, June 14, 2005.

Continue with our fight!
Kontrata ipatupad!!
Rehab ibausra!!!
Ikulong ang manggagantso!!!

 
At Monday, June 13, 2005 3:13:00 PM, Anonymous Anonymous said...

"Continue with our fight!
Kontrata ipatupad!!
Rehab ibausra!!!
Ikulong ang manggagantso!!!

Monday, June 13, 2005 2:41:24 PM "

What fight? Puro DADA lang kayo! Puro LAWAY LANG NAMAN!

Can you force the great YGC to fulfill the impossible?

Ibasura? Bwa-ha-ha! Hawak na namin ang lahat! Kami may pera! kayo?

Marcos hindi n'yo mapakulong, kami pa? Wake up and smell the roses, or in this case, YOUR OWN FART!

O ano? BANTOT nyo! Wala kayong magagawa! Money talks! At this point, wala kayong datung!

 
At Monday, June 13, 2005 4:55:00 PM, Anonymous Inang Mother said...

I have heard that CAP has been giving the benefits promised to those people who are in alliance with them. Perhaps the same is true with PPI? Hindi kaya binibigay ang benefits ng plan sa mga taong malalapit sa mga Yuchengcos?

Maybe an investigation on this matter can shed light on this

 
At Monday, June 13, 2005 6:22:00 PM, Anonymous Vicente said...

"Sabi na nga "IMPOSSIBILITY" nga! Hindi nga kakayanin ang mga sinisingil ng school tuition fee as compared to what the original payment for those plans!

Hangang dada lang naman kayo! The Yuchengcos have all the money and connection to put freeze the ball to kingdom come!"

Just want to comment on how particularly lamebrained this Anonymous is. On his/her/its first breath, he/she/it claims PPI cannot pay because it has no money. Then on the very next breath, he/she/it admits the Yuchengcos have all the money. With allies like this, who needs enemies?

 
At Monday, June 13, 2005 7:20:00 PM, Anonymous Anonymous said...

am just wondering how come those paid hack is working today? it's holiday today so maybe they are being paid overtime.

well that's good for them coz they have something to feed their kids.

kawawa naman, kahit holiday nagtratabaho sila.

 
At Monday, June 13, 2005 8:22:00 PM, Anonymous Anonymous said...

Vicente and other bonafide Coalition members,

There's no point in trying to make sense with what the hack is saying. They never made much sense anyway. Don't waste time trying to figure that out or responding. Just IGNORE, IGNORE, IGNORE, even if they try to elicit response. I'm sure they're gonna cut and paste something I said here again and make offensive remarks to get me to retort but they won't have the satisfaction.

 
At Monday, June 13, 2005 8:25:00 PM, Anonymous Anonymous said...

As long as PGMA is the president, YGC will WIN!

Get that through your thick skull!

 
At Tuesday, June 14, 2005 12:11:00 AM, Anonymous Vicente said...

I know, I know. I just couldn't help myself. One must appreciate the comedy relief they do provide. Rather like court jesters, don't you think? They're trying so very hard to amuse us that it's a shame that we shouldn't acknowledge their efforts.

 
At Tuesday, June 14, 2005 12:27:00 AM, Anonymous Anonymous said...

to blogmaster:
please delete the comments of the paid hacks.its so time consuming to have to skip the irrelevant comments of those paid hacks. we want this blog to focus on common points we are fighting for. like me, i have to just peep thru the blog during my breaktime and to see so many comments of those paid hacks waste a lot of my breaktime. can u please do something about this? can u make it in such a way na pag meron comments being posted against the coalitions goals, pwede bang i erase agad? obvious naman nanggugulo lang eh. i understand our members answering the paid hacks comments, coz ako din nanginginig sa galit whenever they posted something so irrational. but i just have to let it go coz i really dont have time. But come to think of it, whenever we reply, they get so much satisfaction out of it. while tayo naman sympre di matiis na will not answer. so to save on precious time and channel our ideas to more productive ones, can we request the blog master to please immediately delete those paid hacks'comments? thank you and please keep up the good work. God bless!

 
At Tuesday, June 14, 2005 8:30:00 AM, Anonymous Anonymous said...

It looks like the pro-YGC losers are back. Maybe because nothing new is happening in their own blog, which has been eerily quiet for about a week now. I wonder why.

What's their blog?

 
At Tuesday, June 14, 2005 8:35:00 AM, Anonymous Anonymous said...

Anonymous said...
-No matter what the PEP Coalition will do:
1. YGC will win!
2. You won't have enough energy working your butt out for the replacement of the frozen funds for your kids tuition fee!
3. YGC controls the media. We can withdraw all our ad acounts from them if they don't. That includes all YGC companies and others like PLDT and Smart! You don't even have any ads to speak of!
4. Politically connected kami! Pati nga ang PGMA calls our boss Uncle Al di ba?
5. Bonus pa yon Judge Barza- founding member of our law firm! You can't bar him from handling the rehab case! It's his own discretion!

In the end- PEP Coalition will just fade and die away!

We won't even lose sleep over it!

Anyway, Filipinos are known for their short memory di ba? The's why mga Marcoses struts around in Manila like royalty! Ilang taon na di pa sila nakukulong, kami pa!

Kasi ang hihina ng mga KOKOTE n'yo!

Monday, June 13, 2005 3:33:11 AM

Hahaha! Nice Try Anti-Rehab. Trying to post comments for the rehab just to spite us pero kasama pala natin sa coalition mismo,

 
At Tuesday, June 14, 2005 9:31:00 AM, Anonymous Anonymous said...

"What's their blog?"

FYI, it's http://www.partyofenlightenedplanholders.blogspot.com/

Nothing going on there. Looks abandoned already.

 
At Tuesday, June 14, 2005 10:07:00 AM, Anonymous Villa said...

yes, as I predicted and correctly theorized, after my post talking about the low-level, inconsequential and non-intelligent posts of the PPI/YGC hackers, they did come back with an even lower, emotion-based post to get legitimate coalition posters to respond based on emotions and to keep the discussions at low, emotion-based levels with all the cursing, insults and personal degradation.

Possibly next, they will try to use another post similar to the "kit" series were they tried to focus on issues which, unfortunate for them, were already answered and debunked before. That's the way they play here anyway, mixing it up, sometimes with emotions-based, low level, unintelligent posts and sometimes with posts focusing on creating issues (tuition fee rise, pitting planholders against one another). As Dean and Vicente correctly surmised, these paid hack posts are really wastes of time. What these people really want is for us to be bothered by them so that we can't discuss more important and brainy matters. But think of this: how irritating would it be for them to post and not get any responses at all? as in zero responses?

Di ba? when people talk about you while they're in your presence as if you're not there at all, isn't that the most irritating thing? Maybe that's our best bet against these low intelligence, inconsequential paid hackers.

 
At Tuesday, June 14, 2005 11:04:00 AM, Anonymous Anonymous said...

Anonymous said...
PICCIO's LONG TERM PLAN:


GOAL: TO BE A CONGRESSMAN THROUGH THE PARTY LIST SYSTEM (2007)

NEED: 2% of 35M = 700,000 Supporters
Campaign FUnds
Publicity

STRATEGY:

1) Problem: PEP COalition has limited planholders in Pacific Plans
Solution: Expand coalition to include CAP, and other pre-need companies since CAP alone has 700,000 planholders. Expand later to become a consumer rights advocacy group that tackles all consumer's complaints.

Notice that some of his expansion goals are already being written up(uniting with other planholders of other pre-need companies)
This guy who wrote this comment is earning his daily “meat” again. His probably the actuarian of PPI in the early stage of cooking up this open ended educational plan that was sold to many unsuspecting parents. You can see that his very intelligent in numbers and ideas, to think of a “Piccio’s Long Term Plan” out of our collective effort to correct a wrong that have been done to our children’s future. These are the people that Mr. Integrity hires to make Billions of money from unsuspecting mothers. To design a Mother of Educational Scam Plan that will feed the YGC Empire! The Empire that we now see crumbling from its pure greed, scampering to make all remedies, hiring mercenaries, ac/dc journalist, any thing that will save the Empire. I pity the old man, the YGC tower is now in the brink of collapse, and to see all his effort going to naught only because of her more greedy a daughter, Mrs. Helen Y. Dee.
The idea of spinning off the coalition into more bigger group has also crossed our mind, mind you. But NOT for our selfish gain, like you, but for another noble cause. PEP Coalition on Education For The Future of The Republic of The Philippines. Ang haba no? That’s how we should think during times of war, it should bring out the best in you, for the good of all mankind. How we wish you where with us in this trying times. This cause is KARMALESS, it is righteous, selfless, you can add more to this if you have a bit of good in your hearth. But the KARMA that this war is generating will not only bring the yucheongos down and the personalities involve in it. The symbol of money in the Chinese character has gold and two spears. The first spear is for his greed to be conquered, the second is to protect him from outside elements. To who ever seats on top of this scam, a thousand spears is daily pointed at them! The same magnitude of spears that gave ex president Marcos Lupus and kidney failure. It is stronger than one negative thought against a person, that can make a person sick (na kulam). If Karma doesn’t get you this lifetime, it will surely come the next life, and passed on to your younger generation. Nothing escapes the Law of Karma, its God Almighty’s
Way of correcting misdeeds. So are you still there to add more bad Karma to your savings account. Come brother we welcome you to help us correct a wrong and you will be paid in Good Karma. And yes will continue with PEP after this war with the yucheongos to make a 50 year Master Plan on our educations system for yours and our generation.

 
At Tuesday, June 14, 2005 11:48:00 AM, Anonymous Anonymous said...

I agree with you Villa.

What's more irritating than for people to talk about you as if you're not there? People who keep on talking and not hearing what you're saying and not even noticing when you make faces, make loud noises, or even fall down and hurt yourself.

So, ignoring them is the best offense.

 
At Tuesday, June 14, 2005 2:23:00 PM, Anonymous Anonymous said...

In response to:


"Way of correcting misdeeds. So are you still there to add more bad Karma to your savings account. Come brother we welcome you to help us correct a wrong and you will be paid in Good Karma. And yes will continue with PEP after this war with the yucheongos to make a 50 year Master Plan on our educations system for yours and our generation."

I didn't write the article you are responding to but I would like to comment on your response.

1) "PEP Coalition on Education For The Future of The Republic of The Philippines."

If coalition is really concerned into the education system of the Philippines, it must first finally admit that tuition has been spiralling like crazy since the deregulation of tuition fees. Right now, it is actually trying to show the opposite, trying to prove that tuition did not rise as much to show that PPI can actually invest in something to cover increases. All the education focused groups have been stating the incredible rise in tuitions to more than 20% per annum. What exactly is your stand? You cannot have varying stands depending on your audience.

2) Also, Karma is for non-catholics. Catholics believe in judgement day but not in Karma.

Four of the basic ideas of the Theosophical Society -- later embraced by the New Age movement -- can be summarized as follows:

1. The constitution of the soul is pantheistic.

2. The evolution of man to a higher consciousness enables him to achieve perfection.

3. The reincarnation of the soul benefits man as he inches closer towards perfection.

4. The force of one's activities (karma) determines one's reincarnated state.


The ideas associated with the New Age movement are incompatible with the Catholic faith.


3) Lastly, if even now, your actions, don't even take account the affect on fixed value planholders, how more can you fairly represent the different sectors of our education system?

 
At Tuesday, June 14, 2005 5:09:00 PM, Anonymous Vicente said...

"PEP Coalition on Education For The Future of The Republic of The Philippines."

Sounds good but let's fight and win one battle at a time. Corollary to that is let's fight our own fight first before we fight any one else's. We don't have enough resources as it is so we should husband them as best as we can.

 
At Tuesday, June 14, 2005 9:51:00 PM, Anonymous pikachu said...

Wow grabe!!! 125 comments na!!!! I don't go into blogspots except this one and apparently this must be one of the more popular blogspots on the face of this earth, the mother of all blogspots!!!! Anyway, I just wished everyone, coalition and pro rehabs were with us at senate this afternoon.(but there may not be enough room for all the coalition) Maybe you can still join us tomorrow at 9:30 a.m. for the 2nd session. What struck me is that ever since, the puppets of Helen and her Yuchengco family got clobbered on radio, tv, newsprint, congress and senate, they refused to show their faces. Buti pa ang mga CAP directors, tapang maski alam nila mali sila. Even for that reason I must commend their bravery, in facing an inquiry. But where or where did our little dog go? O sorry, I meant, where or where did Helen Yuchengco go? And I miss, that pathetic Sonny Garcia and Tecson. I wonder if Helen, Susanne would have the guts to show up tomorrow as they are being "invited" and in congress' next session, they shall be subpoenaed. Sometimes it makes me think that they must look so vile and grotesque that they refuse to show their faces, although i know what they look like and for charity's sake I will refrain from commenting on their looks. The senate inquiry today was very informative and the SEC got a beating, particularly L.Bautista who was the one responsible for "allowing" the spin off of Lifetime. Wait till tomorrow cause more bombs shall explode and maybe criminal charges will be filed by the SEC after as fraud has already been established. And since the heat is on the SEC, Helen and company better prepare your suitcases for the penitentiary as syndicated estafa is non bailable. So Im just wondering too why the pro rehab are still whining and whimpering like little puppies? Why are they so angry at the coalition? It must be so contagious, the disease that their masters have which is the "pointafingerateveryoneelseexceptthemselves" disease!!!! No guys, its not the "supercalifragelisticexpialidosious" of Mary Poppins. Its the latest and most contagious disease spreading within the YGC group of companies, worst that the cerebral malaria that claimed the lives of 3 brave media people. The YGC disease doesn't seem to even have any cure that the DOH isn't even aware of its existence since it seems to be only afflicting those within close contact of the carriers of the deadly virus, the "Yuchengcoitis". So once again, thanks you hackers for giving me the opportunity to practice may writing skills. Maybe one day I might just go into fiction or suspense thriller journalism. I also noted some hacker mentioned the ambition of Philip to enter congress one day as a party list. Hey, that's a good idea!!!!! Thanks for suggesting that cause Im sure my fellow coalition members may have already mentioned it to Philip and who knows, it may sound interesting to him too. Maybe I may just join him. Hackers, wanna join? It's your idea anyway so as I said, we need clowns like you to keep us amused especially since you may just be the next jueteng lords or wiretappers!!!! Gotta go as I need my beauty sleep!!! Hope to see you guys and hackers in Senate tomorrow!!!! LOVE YOU ALL AND PEACE !!!!!!!

 
At Wednesday, June 15, 2005 7:22:00 AM, Anonymous srd said...

LOVE YOU ALL AND PEACE !!!!!!!

LOVE YOU TOO! AND PEACE TOO!!!

 
At Wednesday, June 15, 2005 8:35:00 AM, Anonymous Anonymous said...

So where do we go now? The blog cn reach 10,000 posts but Yuchengco and company will still go laughing all the way to the bank. What now? We can bicker all we want against each other, shout to high heavens, justify everything even the United States Supreme Court will agree with, but what do we do?

 
At Wednesday, June 15, 2005 9:17:00 AM, Anonymous Anonymous said...

FIGHT!!!! Is there any other choice? Napocor 2010 is worthless.

 
At Wednesday, June 15, 2005 9:21:00 AM, Anonymous Anonymous said...

To the poster above

Right on. When 2010 comes we'll find out the same lightning struck us the second time around.

 
At Wednesday, June 15, 2005 9:51:00 AM, Anonymous Anonymous said...

Can someone (pikachu or blogmasters) post even just a synopsis or gist of what went on in the Senate hearings?

 
At Wednesday, June 15, 2005 10:55:00 AM, Anonymous Villa said...

My sense is that even as we are waging this legal battle with PPI, let us now move as one in addressing the coming "hurdles" by also working on the other side of the picture.

What do I mean? Well, let's work on the possible arrangements we can have with our respective schools. Enrollment for college second semester is just a few months away. Enrollment for grade and high school is at year end or early next year and that's barely 6 months away. WE NEED to put arrangements in place with our schools to allow us enrollment.

What could these be?

Well let's get ideas in here. Could "study now, pay later" schemes work? We defer payments to credit cards and have similar financial arrangements for many other things like travel, etc.

Or, this is long-term, but perhaps we could work out "employee/planholder or service contracts" meaning once our planholder/child graduates or finishes at a certain university, the child must work there in the school's admin staff for a period of two years (or whatever period is required) to pay-off the education.

Or perhaps the enrollment of our children, especially those in college, can be treated as "student loans". This is done in the U.S. where students, even after graduation, still have loan balances which they must pay-off either personally or possibly through arrangements with their current employer.

Or if not, with the parents' employers.

My point is: let's brainstorm now on very real and urgent actions that we can take to address our enrollment concerns in the next few months EVEN as we continue our battle with PPI. No one loses, everyone wins. Even if we win our battle in the near term with PPI, if we already have other enrollment arrangements with our schools, then all the more we are secure with regards our children's future.

We have the capability and the power as a coalition. Let's sit down with our respective schools NOW and start those discussions.

 
At Wednesday, June 15, 2005 11:49:00 AM, Anonymous pandy said...

I was at the Senate when Senator Osmena gave his privilege speech on Tuesday, June 7. It was very well attended by PEP coalition members. In fact, we practically filled the visitors gallery.

Senator Osmena's speech was short and concise. He re-capped the history of the pre-need industry and explained simply and clearly all the maneuvers taken by CAP and PPI. He made it plain that he disapproved of their actions and called for laws to protect the consumer, who is at the mercy of - and often falls victim to - big businesses. He cited a singaporean study that rated countries according to their safeguards against fraud. The Philippines came close to the bottom, discouraging foreign investors because the "regulatory risk is too high".

Senator Alfredo Lim stood up and after some questions declared that the ones responsible for the preneed mess should be charged with "syndicated estafa". This seemed to please Osmena as, he said, the charge was a "non-bailable offense."

Other Senators mouthed lukewarm support: Senator Enrile, Senator Pimentel.

Senator Jamby Madrigal zeroed in on PPI. She asked about the spinning off of Lifetime; asked for the sequence of events leading up to the rehabilitation plan; remarked that it seemed all very premeditated and orderly -- and then said "We seem to be dealing with criminal minds here". We in the gallery had to control ourselves from breaking into applause! When she mentioned the Napocor bonds, Osmena said, "Ah, that is another scam altogether, that we will deal with later on ... that is a juicy story!" (Notice the word "scam"!)

In his closing speech, Senator Osmena repeated that the country needs a framework of laws that protect the consumer because the public has been subjected to case after case of questionable bankruptcies for which no-one has been made to take responsibility. In the case of the preneed industry, the fraud was to the detriment of thousands of children whose future was at stake. This was a clear case where the citizenry need the government's protection. He even went so far as to say that the Senate has sunk very low in the public's esteem; that the institution has to show the people that they are still useful and on their side (not necessarily on the side of big money and big influence? - my own thought).

I came away from the hearing on a high! It seemed the whole chamber was on our side and they were speaking so candidly and it was taken for granted that there was not just negligence or bad judgement but outright FRAUD in the way the Sobrepenas and Yuchengcos had conducted their preneed businesses. The first part seemed to be centered on CAP and the Sobrepenas but after Jamby Madrigal's questions, PPI was firmly in the picture, as well. Osmena is not an orator, but what he said in closing was AMAZING, even if it was delivered in a dry, business-like tone! An admission that the public think they are good for nothing, and that they have to justify themselves to the public! All right, not in so many words, but that was the gist. It is a shame that not a word of all of this appeared in the papers. Our bad luck is that Juetengate hogs the media.

Anyway, more power to the PEP coalition! Please pass this on to passive planholders (and there are many) so that they know that even the lawmakers are on our side!

 
At Wednesday, June 15, 2005 12:43:00 PM, Anonymous apologist #1 said...

"Anyway, more power to the PEP coalition! Please pass this on to passive planholders (and there are many) so that they know that even the lawmakers are on our side!"

Yes, yes, keep telling yourselves that.. Malay nyo, magkatotoo nga.

 
At Wednesday, June 15, 2005 1:52:00 PM, Anonymous Anonymous said...

"Anyway, more power to the PEP coalition! Please pass this on to passive planholders (and there are many) so that they know that even the lawmakers are on our side!"

Lawmakers on your side? Talaga?

 
At Wednesday, June 15, 2005 3:17:00 PM, Anonymous Villa said...

My sense is that even as we are waging this legal battle with PPI, let us now move as one in addressing the coming "hurdles" by also working on the other side of the picture.

What do I mean? Well, let's work on the possible arrangements we can have with our respective schools. Enrollment for college second semester is just a few months away. Enrollment for grade and high school is at year end or early next year and that's barely 6 months away. WE NEED to put arrangements in place with our schools to allow us enrollment.

What could these be?

Well let's get ideas in here. Could "study now, pay later" schemes work? We defer payments to credit cards and have similar financial arrangements for many other things like travel, etc.

Or, this is long-term, but perhaps we could work out "employee/planholder or service contracts" meaning once our planholder/child graduates or finishes at a certain university, the child must work there in the school's admin staff for a period of two years (or whatever period is required) to pay-off the education.

Or perhaps the enrollment of our children, especially those in college, can be treated as "student loans". This is done in the U.S. where students, even after graduation, still have loan balances which they must pay-off either personally or possibly through arrangements with their current employer.

Or if not, with the parents' employers.

My point is: let's brainstorm now on very real and urgent actions that we can take to address our enrollment concerns in the next few months EVEN as we continue our battle with PPI. No one loses, everyone wins. Even if we win our battle in the near term with PPI, if we already have other enrollment arrangements with our schools, then all the more we are secure with regards our children's future.

We have the capability and the power as a coalition. Let's sit down with our respective schools NOW and start those discussions.

 
At Wednesday, June 15, 2005 4:28:00 PM, Anonymous Anonymous said...

Thanks a lot, Pandy! Great recap!

Villa, well said. I'm not sure though if there will be a lot of takers among the schools. If they agree to any of your suggestions, they would have to offer the same scheme to all students, not just those affected by CAP and PPI. With that, they would have to have conditions e.g. academic standing, so those PPI scholars who do not meet the criteria will fall through the cracks.

It's good though that you're opening avenues in that direction.

 
At Wednesday, June 15, 2005 5:36:00 PM, Anonymous Anonymous said...

why are the YGC sales in all companies hurting so bad?

Ha? Look also into other companies, Its not YGC only. Dumbass

OO NGA, TAMA KA. NADAMAY NA PATI IBANG KOMPANYA NA WALA NAMANG KASALANAN DAHIL SA PANDARAYA NG YGC!!!

 
At Wednesday, June 15, 2005 8:40:00 PM, Anonymous pikachu said...

"Can someone (pikachu or blogmasters) post even just a synopsis or gist of what went on in the Senate hearings?"

Well, Anonymous, I just saw your post and read Pandy's. I too was there in the Senate during the Osmena Privilege Speech and Pandy gave a very accurate account. As for today's senate session, read my post on the comments section of the Blogmasters Post this June 15.
I tried to describe it as interesting and as accurate as possible, but as I said, if you all have the opportunity to join us in the next sessions, please do so cause no words will be able to describe the feeling one gets when you hear first hand about all the lies and fraud the Yuchengco's have resorted to just to renege on their obligations to the education of our children. In fact, I failed to mention that there was another senate session after but this time it was the technical committee which will draw up the regulations for the pre-need industry and our Philip Piccio was invited (mind you, not the CARE or any other Yuchengco formed group).
Even the Insurance Commissioner claimed that he was glad he was in that session. He said that he too felt that the Yuchengco's fault is that they lied and that they should not continue taking a hard stand and should meet up with their obligations. The data Philip brought out will really help formulate new regulations so the Yuchengco Fiasco will never happen again!!!

 
At Thursday, June 16, 2005 12:24:00 AM, Anonymous Anonymous said...

Any law that may be promulgated after the senate hearing may not be applied to us since the crime was committed prior to the passing of the law. This is unless the lawmakers will consider it as retro-active.

The Yuchengcos may be busy with their lawyers trying to get advance questions or even anticipating queries from the senators. Which best to answer and when to keep quiet.

Wish they can show this on TV for all to see! Most sp[ecially when their faces turn green!

 
At Thursday, June 16, 2005 9:22:00 AM, Anonymous Anonymous said...

Thanks a lot, Pikachu! That was a great recap!

 
At Thursday, June 16, 2005 8:57:00 PM, Anonymous pikachu said...

True Anonymous, that any law promulgated in Senate after the hearing may not be applied to our cause and that's not the purpose. the presence of the coalition in the senate inquiries are to aid the senators in drafting new regulations for the pre-need industry that will protect the consumer/planholder. You see, as much as we are fighting a cause to right the wrong the Yuchengcos have done, we are also helping our country by giving information to the senate committee on trade and commerce so in the future, all other parents and children will not fall victims to corporate villains like the Yuchengcos. Now, in the course of this senate/congressional hearings, enough information is brought out to strengthen our case showing that fraud has been committed, I strongly believe that Our Lord will not let us down and our lawmakers and judicial system will be on the side of what is right and just and the evil doers will not go unpunished.

 
At Thursday, June 16, 2005 10:06:00 PM, Anonymous Vicente said...

I share the concerns of Villa for parents who may not be able to cope after the tuition support runs out. The only suggestion I can come up with is for those parents to approach their children's schools and ask them for what those schools have available to help financially strapped students. Different schools have different resources and ways to help those in need. If your child can qualify for a scholarship which is still available, apply for it now. Even a partial scholarship may be there for the asking. But there is no one answer for all.

So, don't be shy. Now is not the time to be shy. Remember: ask and you shall receive.

 
At Thursday, June 16, 2005 11:35:00 PM, Anonymous Anonymous said...

to pikachu,

I don't really know if the pre-need industry will survive this crisis. Thanks of course to PPI and CAP! They are the ones who renege on their promises.

I just wish that they may make the law retro-active, so that the people behind the fraud may be held accountable to their actions.

In the mean time- I agree with vecente about the parents who are worried about the continued education of their children. I truly hope that these parents will be able to find solutions such as paying via installment or go for special arrangement/s with their respective schools.

We have to set aside our pride and move on, while continue fighting these fraudulent pre-need companies.

Again. let's be pro-active and continue with the vigilance and also continue boycotting all YGC Group of Comapanies. Am sure that every boycott we do is a crack in their foundation. Whether they will admit it or not!

 
At Friday, June 17, 2005 5:15:00 PM, Anonymous pikachu said...

Well Anonymous, with what is happening now, I can't blame you or anyone else for feeling that the pre-need industry is on the verge of collapse. Just last night on ANC another pre-need company, Professional Plans is also in danger.Last week, someone i know who is a planholder of that company said payments were not given in full for this year so I told him that is an obvious sign that they too have problems. Then I saw the news on tv, my speculations were right after all. There will also be mergers of several med sized pre-need companies coming up just to hedge the crisis. As long as the owners are not like to Yuchengcos who purposely have defrauded and reneged on the contract, the pre-need industry will survive. There are still people with integrity, good business ethics and morals surviving in this society of ours. We are just unfortunate that we were all duped into thinking that such a big company as the YGC group and a family like the Yuchengcos are people we could trust when on the contrary they are so vile and unscrupulous. Those words are still too kind to describe them, but again we have to be charitable even to those who have done us wrong. Let us all just pray for them that they be enlightened.

 
At Saturday, June 18, 2005 12:08:00 AM, Anonymous Anonymous said...

Pikachu,

Reflecting back, it was the name of the Yuchengcos that attracted me to secure the educational plan of my kids at Pacific Plan.

The first one that approached me was CAP. But since I'm not familiar with the Sobrepenas, I chose Pacific.

Terrible mistake!

It would have been more prudent to keep my money under the matress.

I've been hearing so much finger pointing from pro-rehab and pro-Yuchengco saying how greedy planholders are, but they forgot it was they who had enticed us to make such a judgmental move.

We were lulled to think of the security of our childrens' educational needs, with their oft repeated promises of shouldering the basic tuition fee no matter how high the tuition will be in the future.

By the way, heard it on the news, that the SEC is still giving PPI a chance to complete its paper requirements. But PPI turned it down since it is hedging on the decision of Judge Barza concerning it's rehab!

 
At Saturday, June 18, 2005 2:56:00 PM, Anonymous Anonymous said...

"By the way, heard it on the news, that the SEC is still giving PPI a chance to complete its paper requirements. But PPI turned it down since it is hedging on the decision of Judge Barza concerning it's rehab!"

Which news outlet carried this story? I must have missed it. Please specify the source. Thanks.

 
At Saturday, June 18, 2005 10:12:00 PM, Anonymous Anonymous said...

SEC mulls fines against Pacific Plans for failure to submit documents
By Zinnia B. Dela Peña
The Philippine Star 06/18/2005

The Securities and Exchange Commission (SEC) is considering the imposition of fines against the Yuchengco-owned pre-need firm Pacific Plans Inc. (PPI) for its failure to submit required documents.

SEC spokesperson Gerard Lukban said PPI failed to meet the June 8 deadline to submit documents required under the agency’s new rules on the registration and sale of pre-need plans.

Among these documents include the management service agreement executed between PPI and its subsidiary Lifetime Plans Inc. on Oct. 21, 2004; actuarial valuation report as of end-2004; trust fund statement as of March 31, 2005; deed of sale of PPI shares in Lifetime executed on Sept. 28 last year; and deed of sale of GPL Holdings’ shares in PPI.

Asserting its regulatory authority, the SEC is now drafting an order to compel PPI to submit the required documents, or face monetary penalties, Lukban said.

But PPI said while the SEC has the authority to regulate and monitor pre-need companies, the company cannot comply with the SEC directive due to the ongoing rehabilitation proceedings in court.

"The Commission has already taken a position adverse to PPI. Hence, it is reasonable to assume that any investigation or inquiry that the Honorable Commission may want to conduct on PPI or any information gathered therefrom is akin to handing over to an adverse party its position in the rehabilitation court," PPI legal counsel Jeanette Tecson said in a letter to the SEC.

She said PPI shall complete and compile the said documents for presentation before the rehabilitation court should the latter order the same.

The SEC has earlier defended its position with respect to PPI’s filing for rehabilitation with the court, saying its findings were based on filings made by the pre-need firm with the corporate regulator, and not merely on hearsay.

"The statements we issued were based on files here in the office after double checking submissions made by the company. Everything came from them. We were just informing the public what we know based on the filings made by Pacific Plans," Lukban said.

The SEC had asked the Makati Regional Trial Court to dismiss PPI’s petition for rehabilitation for lack of merit. In its opposition, the SEC said there is no necessity for PPI to undergo corporate rehabilitation and that the said petition was merely resorted to by the company "to evade its contractual liability to planholders."

The SEC cited the financial statements submitted by PPI which showed that the pre-need firm is solvent and liquid. As of end-2004, PPI even exceeded its trust fund liquidity reserve requirement by P3.77 billion, the SEC said.

 
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